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    Waikiki Hotel

    I've got the job of deciding on the hotel for our party of four, two couples, for a week's stay in Oahu and a week in Maui. We've got Maui figured out, but as no one in this group has stayed on Oahu, we've all decided to stay on Waikiki, in early December. Reading the reviews is making my...
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    Yet another stupid debtor and retirement account raider!

    Given a Shovel, Americans Dig Deeper Into Debt - NYTimes.com# The part I love is where she racks up $19,000 credit card debt after raiding her retirement account AND having to put the penalty on a credit card. Evidently this woman, earning $48K a year did not know how to say "NO".
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    GM Retiree health benefits take a hit

    Folks- this is the face of things to come..... If high gas prices, reduced purchasing of product were not the only problems, the even-increasing cost of healthcare borne by employers is sure to fuel severe cutbacks...
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    He has 9 homes in foreclosure- what???

    Just another story of poor investment decisions and greed getting the best of someone: California man losing nine homes in mortgage mess | Markets | Bonds News | Reuters Hard to believe he is very good as a software engineer if this is what he did with his family's security.
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    Cash on hand for emergencies

    I've see the topic of emergency money reserves discussed, but I haven't seen much discussion of how much actual cash people tend to keep available. I mean cash in hand like for catastrophes like Hurricane Katrina, wildfire, an earthquake, massive storm, terrorist attack, or other such event...
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    Mortage failures and mis-use (fraud) of credit

    WSJ article about soCal and the mortgage bailout. It's the Oropeza family saga that leaves me speechless. Their repetitive use of refinancing to deal with ever-increasing and careless mismanagment of credit card debt must truly qualify as credit fraud. Mortgage-Relief Plan Divides Neighbors...
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    HELP- Financially incompetent 50 year old relative in massive IRS trouble

    I am trying to cope with the meltdown of a 50 year old financially incompetent brother who is now in massive IRS trouble, to the extent of wage garnishment and threatening second-notice 668-C letters to prior employers. He owes more than $35K to the IRS because he didn't believe he had to pay...
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    Bond timing fees?- Legitimate charge?

    I am reviewing my widowed, 78 year old mother's IRA. She has a less-than-stellar investment counsellor who is the typical "nice guy" who takes care of old ladies. On a portfolio of $550K, she is charged approximately 0.27% quarterly. I also note a "bond timing fee" of about $300 or so each...
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    Recommendation for HSA account

    Employer will be changing our health insurance to high deductible HSA account, they pay the yearly contribution. Now, to chose the financial institution to become the account custodian? I know of a small employer who changed from Chase Bank to USBank because Chase was nickel and diming...
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    Brokerage fees?

    What would be a reasonable brokerage fee for a diversified IRA account at a large brokerage house? My most recent quarterly statement showed a fee of 0.28%. This fee is assessed quarterly
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    Before I visit the FA- maxed out SEP-IRA contribu

    Financial newbie here- single, 15 years to FIR-Normal. Have SEP-IRA with maximum contributions, now at $1.6 mill. When I use FIRECalc, I get a comfy number, but I am looking for lots of fun as well as security after retirement. Would plan on keeping my home (low taxes, low tax state, easy to...
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