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  1. ivinsfan

    A Friend in need , how can I help

    I don't know that either of us misread it, I just had a question... the no job is an issue but the lifelong money handling problem is a bigger issue.
  2. ivinsfan

    A Friend in need , how can I help

    Well the original post just says the friend called to tell him that he got laid off. I wasn't certain if all the info came at that point or if the "friend" has been talking about it for years..
  3. ivinsfan

    A Friend in need , how can I help

    May I ask how you came by this information? It's not normally the type of info you share with others. I'll assume for they now they shared voluntarily. Why would they do that you might ask. Well they either want money from you or they have realized they dug a hole so deep they cannot get out...
  4. ivinsfan

    Gift Idea For Relative With Cancer

    It's a fine line.20 tubes of lip balm and half a dozen pairs of slippers aren't really the answer. I've had the best luck with gift cards for music, books or movies. It's even hard to find something like a house cleaner or lawn mower. In fact the best way to facilitate that idea is to give money...
  5. ivinsfan

    Gift Idea For Relative With Cancer

    I like the lawn care and maid service...or how about signing them up for a free delivery subscription, Target offers one and several other retailers do as well. I think it would be hard to know what type of tablet device they enjoy.
  6. ivinsfan

    Gift Idea For Relative With Cancer

    Pacergals nice ideas yet those items take up space and need some sort of care ..every item you mention involves a personal choice..ie chapstick and body lotion.
  7. ivinsfan

    Gift Idea For Relative With Cancer

    Amazon cards to buy something to read,or video stream,or music to listen too. I used to do this for a,cousin who had cancer..
  8. ivinsfan

    Vacation home/cabin use?

    We're from the same state and managed to find the perfect solution, for us anyway. Dairy and crop farmers, always thought we'd buy a 2nd home out West and use it to snowbird. Well things happen that's life. First we waited until the dairy part was done which took longer then expected. OK...
  9. ivinsfan

    Reverse Mortgage

    Don't mean to offend you but I don't understand what you wrote here. Do a little on line research about reverse mortgages.
  10. ivinsfan

    Reverse Mortgage

    In a previous thread you started you mention the need to get rid of your primary home due to all the maintenance it requires. Are you sure you are understanding what a reverse mortgage is?
  11. ivinsfan

    Reverse Mortgage

    Two FA recommended a reverse mortgage, wait is it April 1?
  12. ivinsfan

    Suspicious Email *Regarding State Return*

    Because someone is using their website in a fraudulent manner..it's not from us is not good enough
  13. ivinsfan

    Suspicious Email *Regarding State Return*

    Well boo on the state because their answer makes zero sense
  14. ivinsfan

    Suspicious Email *Regarding State Return*

    Darn it it sounds like a scam attempt...it's always something...
  15. ivinsfan

    Suspicious Email *Regarding State Return*

    Do you have an online account with the state. That's my state and they do require an unique code to log on to the site. If you do have an account you might try to log on directly from the website . You'd need to get a new code as they are time sensitive
  16. ivinsfan

    Wow - complete disregard for decedent

    I'm just commenting on the type of will,,not about this will in particular...ie the last to die provision.
  17. ivinsfan

    Solo Vacations

  18. ivinsfan

    Solo Vacations

    Yes but the OP has communicated he doesn't enjoy family time,,fair enough...the DW might think I can see my family without feeling guilty that he's not enjoying himself. You did notice I suggested they sit down every year and make their plans together?
  19. ivinsfan

    Solo Vacations

  20. ivinsfan

    51 year old Farmer needing a spreadsheet to run scenarios.

    Actually these numbers don't make sense to me....the OP needs 185K to make land payments, only the interest portion of the payments would be deductible. Principal is not deductible. So he needs the amount of principle plus taxes he needs to pay on that amount. Does the C corp pay rent on all...
  21. ivinsfan

    51 year old Farmer needing a spreadsheet to run scenarios.

    HI Bill.....farmland is an odd duck. I've never been able to figure out the proper number for our potential SWR. (we still farm so it's not an issue at this point). Farmland is an asset that throws out steady income and generally shows good gains in value. Say you have nice farmland that...
  22. ivinsfan

    51 year old Farmer needing a spreadsheet to run scenarios.

    These are 2 different questions..how does the C corp get rental payments from land you own personally? What's the meaning of the term subrent.. what entity makes your farmland payments..you need to find a professional to walk you through this, I'm not able to help you ..if your C corp owns land...
  23. ivinsfan

    51 year old Farmer needing a spreadsheet to run scenarios.

    We still farm and your opening post isn't very clear. If you rent your land, how can you be farming it? Can you clarify what you are actually asking? I'm happy to answer questions but I need real questions and info to proceed. For example your comment about a C corp is pretty muddled what...
  24. ivinsfan

    Healthcare Gap Support Recommendation

    Why don't you just look for an ACA marketplace plan estimate your income and go from there? Are you telling us that at the moment you have no HI? Time to get moving on this. Why do say healthcare gap? You need HI for the next 20 years until Medicare kicks in.
  25. ivinsfan

    Returning to full-time (government) work, mainly to get insurance

    SA you are the one who brought up the HI ,it's literally in the title of your post. So if it's not about the HI what is it really about? FYI research shows that stomach ulcers and not really caused by stress. In fact I echo the poster that says you are going to work because your spouse wants...
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