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  1. ivinsfan

    Cost of Cremation

    I'm curious about any real world experiences posters might have in regards to the cost of a cremation. A kind of casual friend (someone I have interacted with for over 40 years) lost her DH in early 21. I was talking in a casual setting with her and the subject of her loss and some of...
  2. ivinsfan

    Contrast between real life and current economic news

    Today is a Wednesday in the middle of the month. We drove into the nearest town (20k) to catch up on some errands this morning. Here's what we found. WalMart ( I had to pickup an RX and do an online return) Packed at 1030 in the morning.. ONE real live checkout open.. Lines and more lines at...
  3. ivinsfan

    Avian Flu, egg shortages and inflation

    If you aren't aware. we are in the middle of a larger national Avian flu outbreak. My local Walmart has been OUT of eggs for at least 10 days. Aldi's has a few with a purchase limit at 2.89 per dozen. Our county a large turkey producer had 3 more barns condemned yesterday including a barn...
  4. ivinsfan

    Maximum miles and time frame for road trips?

    I saw Ronstars post about his trip to AZ .. I think it was around 3900 miles in 19 days. How much driving do you like to do on a road trip? A neighbor just did a mini snowbird trip and somehow ended up driving over 9000 miles.. The nearest warm weather spot is at least 1500 miles from here, I...
  5. ivinsfan

    How do you book vacation rentals?

    Reopening a discussion from 5 years ago. I have used VRBO and been satisfied except for one catastrophic rental. I have not used Air BnB. My last couple rentals I have found what I think is a good alternative to both sites. I started noticing 3 or 4 years ago many more owners were using...
  6. ivinsfan

    Bill Gates DD getting married

    Do you remember the big hoohoo about Gates saying he wanted his kids to have a chance to make their own way in the world? His oldest DD is getting married tomorrow, it's estimated the wedding could cost upwards of 2 million bucks. The wedding is at the DD horse farm that her parents bought and...
  7. ivinsfan

    Christmas gift items will they be in short supply and higher in cost?

    The unofficial kickoff of Holiday shopping season..CD weekend. Target Deal Days.. not much to look at. I did not see a lot of competing ads as was common in past years. Couldn't find any special sale at Walmart. There were a few thing at BB but nothing really cheap. For at least 10 years...
  8. ivinsfan

    Need Help for a long time friend with spending issues.

    I'll try to be brief, ask questions if you need clarity. And yes it really is for a "friend" He is 69 YO. In complete denial about being flat-### broke. Has a paid off house maybe in the 600K region. Drives a 50K pickup which he took a big personal loan against. Only income after 10 years of...
  9. ivinsfan

    BCBS lawsuit settlement postcard.

    Did anyone else get one of these postcards? Two showed up in my mailbox yesterday. It about a 2 billion dollar settlement payout for price fixing. We had Blue Cross for a lot of those years, but the claim process looks unbelievably cumbersome. Our cards did not have a unique ID...
  10. ivinsfan

    Boeing criminal settlement for 737 Max

    I noticed this was announced yesterday in the middle of crazy news cycle. No criminal charges for any individual and they simply pay a 2.5 billion fine..maybe they will use some of the over 17 billion they got in the COVID bailout. Am I the only one that thinks this was a big nothing burger...
  11. ivinsfan

    Problem with Savers Credit

    I had an odd experience with my 2019 Fed taxes and wanted some feedback. When checking our taxable income I noticed we came in at a hair( around 2K) under the Savers Credit for Retirements Accounts. I had my tax guy do a 6K Spousal Roth payment for me. I expected to hit the 10% credit so 600...
  12. ivinsfan

    IRS has a 12.3 million pieces of mail backlog

    Hearing in Congress today. There is apparently some chat going on to extend the filing deadline for 2019 taxes until 10/15. As of today the IRS commissioner is saying the deadline won't be extended. The head of the National Treasury Employees Union is pushing for another extension. 12.3...
  13. ivinsfan

    Mistake on return for 2018 tax year, now what?

    I get to start a non-virus thread, yea me. Well getting my 2019 tx data double checked will be seeing my tax guy in the next couple weeks. Yes, I pay a tax guy. Yes, my return is fairly simple. We file a C corp return every year and he does a great job on that and his fees are more then decent...
  14. ivinsfan

    Carnival to resume limited domestic cruises on August 1

    But don't worry they are committed to following public health guidelines and the safety of their passengers and crew is their number one concern. Anyone ready to book?
  15. ivinsfan

    Tips for on-line ordering of perishables..

    I don't know if this merits an entirely new thread but I'm curious about the best stores and app for on-line ordering and in car pickup. I know it varies regionally. However more people are trying to avoid actual in store shopping. My tips is about WalMart..the app can display a message that...
  16. ivinsfan

    ACA what happens if you get a job that offers HI but just keep your ACA subsidy?

    Asking for a friend who is planning to do this. Had a small dairy farm with dismal earnings, so they pulled the plug in late December 2019. On a heavily subsidized ACA plan. The husband has just gotten a job that after a probationary period will offer HI. I'm better friends with the wife who...
  17. ivinsfan

    Stupid Marketing Decisions

    I'm following up to the pay TV complaint with a fun experience on Target live chat yesterday. Our youngest DD was here and we did some online ordering for the GK Christmas, they all love Lego. The hot sets sell out and seldom go on sale Target had a 10 dollar gift card for a 50 dollar lego...
  18. ivinsfan

    More Medigap confusion

    I'm going on Medicare on October 1 and live in MN. I'm finding my Medigap options are not very satisfactory to me. My state has some oddball rules and does not offer all alphabet plans.. I'm limited to M and F and a hybrid type plan that covers everything but the kitchen sink...BCBS calls it...
  19. ivinsfan

    Need a new computer chair..

    My 12 plus year old synthetic leather desk chair has suddenly started shedding like someone who has laid out in the Sun all day. There are pieces everywhere. So I'll ask if anyone has a chair they love and/or think is a pretty good value. Doesn't have to be cheap since I'm 65 I'll pay for one...
  20. ivinsfan

    Question about applying for Medicare online

    I'll be 65 on October 29 so I will start on Medicare Oct 1 2018.. I thought from some of my reading I could apply 3 months before the month I turn 65. I will be applying on my DH record. I am also a US citizen born abroad due to my Dad being US army... I went online and went thru the...
  21. ivinsfan

    Funding HSA's on a CSR Silver Plan

    Someone has asked me about the subject. I think it was talked about here but we now have so many HSA threads I can't find it. If you have a Sliver HSA exchange plan and hit a CSR level say 225% of the FPL...can you still fund an HSA as your deductible and OOP costs will be lower? I've tried Mr...
  22. ivinsfan

    UnitedHealth sued for over one billion dollars in false claims

    Feds sue UnitedHealth alleging at least $1 billion in false claims - StarTribune.com I suspect this is just the tip of the iceberg...and we know who ends up paying for it all:facepalm:
  23. ivinsfan

    VRBO or AirBnB

    I haven't done a booking on either site for over 2 years now. I'm getting ready to pull the trigger on a 5 week stay in the St. George area of Southern Utah, from mid Jan toward late Feb. My last booking on VRBO was a disaster, as someone slipped in a completely bogus listing for the same area...
  24. ivinsfan

    Need a new Printer

    I noticed in the Amazon thread that Walt43 just picked up a new printer. I need to start checking them out for a possible Black Friday purchase. For many years we ran dell all in one's and found them great, that is until we needed to upgrade them to a new operating system. XP to Windows 7 ended...
  25. ivinsfan

    So here I go head to the ACA exchange for 2017...advice please.

    Well, after our small family owned C corp paying all insurance bills for the 4/owners and families for over 25 years the party has come to an end. We will not be offering that as a benefit for 2017. We are on a small group plan and just got our renewal notice for 3 members age early 60 and mid...
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