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    Like Lemmings over a cliff...

    error I mean etf's (electronically traded funds)
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    Like Lemmings over a cliff...

    Barnyard analogy Andy: You are like a slop salesman on a hog farm. Everyone is interested in you. So this little piggy has a question: How do you feel about using eft's as a way to invest? I'm particularly concerning about the proliferation of eft products based on narrow indices.
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    Interesting Life Cycle Paper

    What is it with people on this site. I thought retired people were supposed to be mellow. All I hear is a bunch of bitching, carping old fartz. Lighten up. It would be nice to have civilized conversations on subjects relating to retirement. I guess some people just need to argue and put other...
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    Next Pres. Election and Health Ins.

    I had a brain hiccup. I meant to say the health industry, not health insurance industry. And as a defense lawyer, I disagree that plaintiff's lawyers are part of the problem. I see a lot of cases where old, sick people have died and a suit has been filed claiming that more could have been done...
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    Next Pres. Election and Health Ins.

    Since I'd like to retire before age 65, I am concerned about health care during those years before medicare kicks in. DW and I have health conditions that are not serious but don't fit the underwriting standards of insurance companies. (Another problem is not being entirely candid about medical...
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    Next Pres. Election and Health Ins.

    Healthcare We're going to have to grow up as a nation before real changes are made in the healthcare system. What we have experienced in the post WWII period is cost-shifting, which accellerated after Medicare in 1966. Everyone want the best healthcare but they want someone else (government...
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    Health Insurance and RE

    Health Insurance Fixes If you remember 1993, the health insurance industry started holding the line on rate increases until Hilary's plan blew up and the coast was clear. The industry will try to make cosmetic changes to "cure" the coverage gap issues until the push for reform abates, which I...
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    New Health Care Proposal -- If it happens what does it mean?

    Health care reform Ziggy stated my view. I expect to pay a substantial "premium" or tax or whatever you call it for healthcare in ER. I just want to know it's dependable and that DW and I don't get jacked around if/when we need care. Gozzie
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    Do you fear a world wide bubble??

    Yeah, it worries me. But what do you do, hide under the bed with your gold? Gozzie
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    Hi, I am...

    Hi Sierra Woman. Please give us more information-ages, financial condition (Ok, I'm nosy but I'm very interested in what it takes people to live out there in retirement land.) I'd love to bum around Europe for two months. You're smart. Gozzie.
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    Is the FIRE personality lazy

    I don't know what INTJ means, but it sounds like it fits. No kids, few responsibilites outside work. It's not so much that I'm lazy. It's just that I don't feel the obligation to do anything I don't want to do. And I'm left-handed. Gozzie
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    Introduce yourself here!

    Re: One year and counting Planning on hanging it up one year from today. I have concerns about health care and money in general but figure that if I wait until I'm sure, I'll be too old to enjoy it or be dead. Gozzie
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    Introduce yourself here!

    One year from FIRE and counting. Although I am sobered by the old adage that "God laughs when men plan." Gozzie
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    62, 66 or 70

    I appreciate everyone's comments but what I've learned is that there is no answer. So, I think I will defer SS for a while and see how our finances stand up to retirement. I don't think I will live to be old (I enjoy Scotch and wine too much) and I don't want to be real old and decrepit. But, I...
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    Social Security at 62, 66 or 70?

    I appreciate all the comments. My wife and my investments (1.5 mil. and paid up house) are the basis for our retirement. We have no kids and don't need to leave anyone an inheritance. Health is okay although my wife smokes (dammit). We don't necessarily want to spend more now, although I imagine...
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    Social Security at 62, 66 or 70?

    I'd would like to revisit this topic. I tried to follow the discussion on the now closed board but frankly, it was too complicated for me. I am 59, spouse 56. I believe we have enough assets to retire but the problem is health care. I can get COBRA for 18 mos. and thereafter, State high risk...
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    New member from the midwest

    I echo everyone else's feelings about your loss. This is a great (and very well informed) group of people. I know you'll benefit from it. I have alread and I expect to learn a lot more before I take the plunge, both about the boring but important stuff ($$$) and the fun stuff (travel) Welcome...
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    Ready to jump ship

    I appreciate all your comments. I'm from Missouri. I am not familiar with the HIPPA policy that one individual mentioned. My retirement is funded by my wife's and my assets. Our only supplement will be Social Security. From what I read on another posting, it seemed to be the consensus that most...
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    Ready to jump ship

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    Feb 27 damage

    I have no idea nor do I much care. Markets go up and come down. If you have a good financial plan, you're alright.
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    Ready to jump ship

    I'm almost 59, wife 57. No kids. Both past health problems that are not serious but scare the insurance underwriters. I'm ready to hang it up but health care costs scare me. I can get COBRA for 18 mos. at $700 a month but after that, I'll be stuck in the state high risk pool, which means poor...
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