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My grandchild has 529 plan funds with the Oregon College Savings program. THEY have a form to fill out that will send your funds to your Roth IRA custodian after you have the Roth IRA set up.

We bought a 10 year maintenance contract with our “big name” HVAC replacement system 3 years ago for $900. Two years in, we noticed the house wasn’t cooling correctly. The techs came out and found the coil assembly to be leaking. The entire replacement would have cost $3,500 but it was fully...

After retirement in 2005, I did some part time IT work. My specialty was hardware, software, and networking support for home users and small businesses. I was appalled at some of the poor working conditions I had to navigate in order to get my jobs done. Some equipment was located in the...

I learned about the “72t” section of the U.S. tax code that allowed me to access a small portion of my IRA before I was 59 1/2, PENALTY FREE. Others on this site pointed out 72t.net as a good place to begin my research.

My price tag was more than 100% higher to insure just me vs. what it was to insure me and wife last year with similar silver plan. I don't understand the logic behind that one.

Are You A Horn Honker? ...... not since the time someone jumped out of their car and came after me with a baseball bat. Now.... I NEVER honk, never even look over.

I worked my entire career in IT after obtaining my bachelor’s degree in Management of Information Systems. I started working as a dBase II programmer for a branch of the Federal Gov’t. I held a variety of positions in both software and hardware roles. I finished out my career as an IT Manager...

I just had a cyst removed from my scalp - under my hair. I walked into the Dr expecting an incision, but instead got it frozen. Just a dab of some super freezing substance using a q-tip on the exterior of the cyst. A couple weeks later it dried up, scabbed, and fell off on it's own. Very...

I was diagnosed with this inguinal hernia by my family dr. about 10 years ago. He didn't bring it up. I had asked what is causing the slight bulge below my abdomen. He said no surgery was necessary at that time... until there was pain or discomfort. The recommendation was to just be careful...

Several years ago I was on a cruise with my parents. My Dad was right in front of me when I received a message from his iPhone. It said, "you are an a$$hole". This came from one of his web mail accounts - maybe gmail. It was funny at the time.

I'm considering the same thing. We really like my wife's '13 Nissan Rogue. We are thinking of trading in both cars (mine is '09 Nissan Altima) and getting a newer Nissan Rogue - maybe with a few more luxury features. My Altima just sits in the garage most days. The car has been paid off but...

I'm a shorter guy, 5' 5", and off the shelf clubs are always too long. I think they take about 2" off the shaft length.

Sports Illustrated Vault Sports Illustrated Vault - 1950 Issues

Mine is a tracfone. The phone itself was about $10. I purchase a 90 minute card for $20 every 3 months. That works out to be about $6.67 per month.

Penny table We picked up a hexagon shaped end table at the Good Will. It had nothing in the middle. Wife found a cool idea on Pinterest using pennies. Had a piece of glass made to set on top ......

I don't "like" to be away from home at all. For some reason... I'm just not comfortable anywhere else. I can't totally relax and I'm a little bit of a germaphobe - which doesn't help. Besides.... I have all my creature comforts right here! I take several small vacations each year (up to 4...

I'm going to have to give Kudos to Amazon for my last purchase. I ordered an $80 electric blanket on Saturday - offered with free shipping. It arrived at my front door Monday afternoon via UPS. Very impressive Amazon!

Sweet millions (not to be confused with sweet hundreds) are our favorite. We grow them every year. Six plants feeds us, the kids, and grandkids all summer long.

I fix bare spots on my lawn every year. It's pretty simple... 1) Rake out whatever remains in the bare spot (thatch, weeds, etc) 2) Sprinkle on a very thin layer of good soil (the kind you find in your nursery) 3) Cover the area generously with grass seed. 4) Sprinkle on another very thin layer...

I found another strategy that will sometimes allow you to earn a larger paycheck. Some companies will reward employees for suggestions that directly increase revenues or reduce expenses. Analyze your firm's line of business and see if you can think of any way they can improve a process or...

Oops, you're right. The link I posted previously was for mail disappearing on iPads after the IOS9 update. My bad. The El Capitan problem (also about disappearing mail) is discussed at this forum link... https://discussions.apple.com/thread/7250820

I'm surprised too. This bug has affected a lot of people. Here's a post from the Apple discussion forum about it... https://discussions.apple.com/thread/7221489?tstart=0

I upgraded on (2) desktop iMacs. The only issue I experienced was with the Apple mail client. After both installs the inbox was empty. Per a suggestion on the Apple discussion forum, I ran the Mailbox, Rebuild commands from the menu and the mail became visible again.

Got rid of it Several of you suggested looking at Craigslist for scrap metal / recycle ads. I found one that offered free pickup. It was gone within hours. Problem solved.

I've run my elliptical machine into the ground. I'm going to replace it with a new one. I'm not sure how I can get rid of it though... it's large, heavy, and broken! I can't just place at the curb for the garbage truck. How can I get rid of it?