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I've run my elliptical machine into the ground. I'm going to replace it with a new one. I'm not sure how I can get rid of it though... it's large, heavy, and broken! I can't just place at the curb for the garbage truck. How can I get rid of it?

Today, I was in the car wash line... inching along with all the others. I was behind an older guy in a pickup truck. The driveway curves around at the entrance to the actual washing facility. There was plenty of room between me and the pickup in front (I'd say a good 20') . All of a sudden, the...

Dear Wife and I would like to rescue a dog from the local shelter. But.... DW has pet allergies. She sneezes, her eyes tear up, and all the rest. We've since discovered a whole category of hypoallergenic breeds. Can an allergy sufferer really own one of these breeds without having symptoms?

Yeah.... I was skeptical too at first..... but this is real. Have you heard of Viggle? It's an App for the Apple devices (Touch, iPad, etc) - not sure if there is an Android version available. When you watch TV, simply launch the Viggle button. The device will "listen" to your TV. When it...

In summary: 1) I made a dumb mistake on my 2010 Fed Taxes 2) I fixed it on my 2011 taxes according to IRS instructions 3) I’m not quite sure what my IRA Information worksheet is telling me. It’s generated inside Turbo Tax Details: 1) In 2010 I made an excess contribution to my Roth IRA. It was...

So... I received a few of these “Fair Fund” checks as repayment for some market timing shenanigans that may (or may not) have occurred years ago while I owned several mutual funds. While no guilt has been admitted by the MF company, they and the SEC agreed to send me a couple bones anyway -...

I gave my wife an ipod touch for Mother's Day. Well, she wanted a case so the screen wouldn't get scratched up - that sounded reasonable. We found some offerings on eBay that seemed good quality and offered the features she wanted. The price was $3.80 and free shipping. The company was in Hong...

Long story short, I received a billing from my lawyer for “re-work” required to fix her mistake. She filed my court judgement dated January 2010 instead of 2011. The judge didn’t catch the mistake, signed it, and the filing went through. When I received a copy of the paperwork, I noticed the...

I haven't put too many personal issues out in this forum. That said, my family is going through a legal issue right now and we are having problems with the attorney we've hired. I'm not asking for any legal advice and won't consider any postings/responses as such (so disclaimers are...

The other day DW and I were working on a jigsaw puzzle and listening to some tunes on the stereo. We commented that we hadn't heard any music from Tom Petty in a long time. We wondered what he was up to in terms of music and concerts. The conversation was short and then we were on to another...

Hi - My 25 y.o. daughter announced her pregnancy (of several weeks) and then came down with the flu. Her Dr. gave her Tamiflu and stated that there are no conclusive studies done on pregnant women who use Tamiflu to know the impact. This doesn't sound good to me.... and I'm a bit worried...

Well.... I couldn't resist trading in my clunker for something that achieves better gas mileage - just what Uncle Sam wants me to do. So after reading all the requirements, gathering my documentation (title, insurance coverage, etc), we pick out a new car and begin the painful process of price...

I saw this site referenced in the WSJ last week. It rates plan costs, design, and performance... and gives an overall statistical rating vs. other company plans. BrightScope | 401k Plan Ratings I found it interesting.

And They Ask Why I Like Retirement! Question: How many days in a week? Answer: 6 Saturdays, 1 Sunday Question: When is a retiree's bedtime? Answer: Three hours after he/she falls Asleep on the couch. Question: How many retirees to change a light bulb? Answer: Only one...

Another quarter... another bundle of statements for my mutual funds. I'm going to give kudos to Columbia Funds for being the only firm (I do business with) that post my actual (and exact) fees in real $$$ on my quarterly statements. Many provide that "hypothetical 5%" example BS... but why...

An article came out in my local paper stating that a Roth could actually be a source of emergency funds. The author stated that the contributions made to the Roth IRA could be withdrawn at any time (no age condition) with no IRS penalties. The early withdrawl penalties only apply to investment...

Hello All - I'm wondering what happens to a 401k if the employer goes belly up? I'm talking about a mid sized corporation. For bank deposits there is the FDIC. For Pensions there is the PBGC. When I retired early, I left my 401K at the old employer. It continues to grow and I see no reason to...

And how did you feel? I remember my first expense after the paychecks stopped was for a tank of gasoline. Even though the financial plan was solid..... the first expense was a little scary.... knowing there were no more paychecks coming.

Who hasn't received some type of insurance denial and figured you can't fight "the system"? I used to fall into this camp until I found that pushing the issue further began to get me results. Here's a few of my examples: 1) Being unhappy with one health insurer's rates ... wife and I applied to...

Hey Everybody! I've just started my ER - working on ER year #2. My wife and I sold our SF Bay area home at significant profit, invested the proceeds, and moved to Oregon to enjoy a lower cost of living. Our family followed us up so we are able to enjoy watching our grand daughter grow up. I...