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  1. In-control

    ER round 3 - this time it sticking!

    Hi All, I have been on this site for several years and learned/implemented so many of the suggestions and ideas. I am so thankful for the great advise and sound boards for my ideas. I am now sitting on a nice asset base, enough to retire. I was laid of @ work Wednesday, they are giving me 3...
  2. In-control

    Recent good idea's to save $

    Hello all, I did three things recently that saved my $ and wanted to share them with you. Feel free to make suggestions as well. 1> Moved from my bundled package(TV/Internet/Phone) to just TV and Internet. purchased and installed a MagicJackgo device and will be saving $15/month for the...
  3. In-control

    Hello Google Chrome!!! Goodbye MS

    Hello all, Normally I don't push products but if you are like me and your computer(s) + printers are getting old you may want to consider this option. I am doing it. Problem; Cranky(it has been reliable) old MS computer running your in-house network and holding all your files. Needing...
  4. In-control

    I am (not) Retired

    I have been planning and waiting along time to say that!!!!!!! Wow - I have been on this forum for sometime now and gotten great advise and @ 52 my wife and I are ready to move on. I gave my notice yesterday and will be PT until they find a replacement. We have such a long list of things...
  5. In-control

    Trying to go Part time from Full Time advice

    Hi All, Seeking your advise. I can retire but was thinking of trying to convince my boss to let me go part time with benefits. I would get 4 day weekends and they would get three days per week with the ability for me to be on-call. I am going to approach my manager with this later next...
  6. In-control

    VG Wellesley vs LifeStrategy Conservative Fund

    Hi All, Lazy Man(Person) model of active????? I am at a cross roads and need some other opinions. I have been able to FIRE for a while now. Just waiting for the kids to finish school to pull the trigger. I consolidated 50% of my assets in to the Wellesley Adm fund, a conservative, actively...
  7. In-control

    Our First adventure!!!

    Since we will be pulling the plug in 2014/15. Our first adventure will be to do hike's with the ultimate goal to do the Appalachian Trail. :dance: This is all part of a secondary goal to visit all the National Parks and, of course, the best of the State ones as well. I purchased this so now...
  8. In-control

    National Park(USA) tour?

    My wife and I discussed our bucket list and number 1 was visiting every national park in the USA. Put Two kayaks on the roof of our Prius and bikes on a rear hitch and go. Has anyone done this? Do you know of a good tour book that would cover this? :dance:
  9. In-control

    Consolidating Assets?

    Hi, I have ~ 4 yrs till I want to RE. I am working now simply because my kids are in college. When they graduate I will be wanting to make a change. I currently have ~50% in stocks/ 40% in Bonds and 10% in cash(3 yrs worth of household budget. I am looking to limit my risk as I have the...
  10. In-control

    Mississippi River Cruises

    Has anyone cruised the Mississippi River. If yes what line do you use?
  11. In-control

    Electrify your Bike - a $ saving adventure

    I ER'ed a few years ago and then went back to work. I recently won a E-Bike conversion kit and can tell you that you can save a lot $, have fun, be kind to environment and be healthier. I converted an inexpensive mountain bike, see the photo below, and it goes 20mph for 20 miles. I live in a...
  12. In-control

    Carolina Condo's

    Hi, Anyone have advise on where to buy a condo in the Carolina's? In about 10 yrs we want to retire to a more pleasent environment. We are in Mass now and it's 2 degrees out and snowing. We defintily want to be around water/parks etc.. No crouds or noise(no M. Beach). We are figuring now...
  13. In-control

    Whole Life Insurance - adding to portfolio?

    I am thinking about adding whole like insurance to my portfolio. It is thru the Knights of Columbus and averages over 8% (5% Long term Bonds, 3% profit sharing) dividend yield. Essentially I pay for 20 years then the compondened $ is mine to use. If I use the $ prior to that I pay it back w/o...
  14. In-control

    8% International CD - anyone doing this?

    I am considering taking a portion of my international index fund and moving it to a international CD. No tax's and high yield sounds tempting. Only negative is - you cannot take your $ out early and no FDIC insurance. Thoughts? http://www.mlnbank.com/EN/homepage.htm Thanks In-control...
  15. In-control

    Purchasing CD's via Vanguards Bond desk

    Dose anyone have experience buying CD's via the Bond Desk @ Vanguard? On first glance the interest rates are good and the only risk is that they may be called prior to the expiration date.
  16. In-control

    One way to get laid off

    I have been FI for some time and wanting to get laid off. This entitles me to 6 months pay, heath insurance and stock option continuation. The only problem was how to get a package when the company is not laying off? I mentioned to my manager if I could work from home 1/day a week. Siting...
  17. In-control

    Sleeping Well in this crazy market?

    Hello: Being new to the FI I was wondering if anyone else has been loosing a little sleep over the current market downturn? I have saved my sanity with a living expense model that I have been using - Which I wanted to share with you as it has helped me sleep at night and ignore the market...
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