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  1. M

    wrap around sunglasses

    My FIL wants a pair of wrap around sunglasses for his birthday. He recently was diagnosed with macular degeneration, he has gotten the shots in his eyes and they have worked spectacularly well. All I can think of when I hear wrap around sunglasses are the geezer glasses that you see that are...
  2. M

    401k contibution goes to which account?

    I have always kept it simple and had my 401k payroll contribution allocated directly to the funds I selected in Vanguard. I believe its called dollar cost averaging, didn't matter whether the market was up or down it automatically went into the funds I had selected. Is this how the majority of...
  3. M

    Why do my neighbors have their home in Trusts?

    I was looking at property tax and valuations on my County website and noticed that numerous neighbors have their homes owned by "John Smith Trust" for example instead of simply John Smith. Is there a tax advantage to this or is this used for inheritance purposes?
  4. M

    how do trusts work

    I have a father in law who is a farmer and he has accumulated an estate approaching 10 million of which 80% is farmland the remainder cash, cattle, equipment etc. He formed an "S" corp decades ago and issued a small amount of stock to his wife, slightly larger amount to my wife, and a slightly...
  5. M

    Traditional Pension being frozen by megacorp

    Hello board! My megacorp has announced they are freezing our traditonal pension next year. That spurred me to start doing some research and led me to this facinating board. I am 51 and have worked for 21 years at my company. Our traditional pension formula was 2% X years of service(max 25yrs)...
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