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My father has been fighting cancer since the year after he retired. His travel plans were altered by frequent treatments and his uninsurability for out of country travels. He used to push the work ethics, do something with your life, work hard 'til 65 rethoric, but the opinion changed with his...

Thank you to everyone. To be honest, most of the arguments made are ones that I thought about, but somewhat needed to have confirmed. Let me clarify a few things though. We currently have young kids (9 & 11), but they'll be teenagers if/when we pre-retire at 40, and young adults if/when we...

Long time lurker, first time poster. I'm 35, from Ontario. DW (also 35) and I figure that with conservative ROI, we can either completely retire at 45, or work part-time (10-15 hours each) between 40 and 55. That includes money set aside for kids' education. Our concern is that we know for...