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Thanks for all your critical responses. We do our research before moving money around, thank you very much. You really make a person feel welcome here. >:(

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Just found this forum and liked what I saw. Husband retired 2 years ago, I followed him last June. We figured we better get off the work treadmill and have some fun before the Grim Reaper catches up with us. Retirement has been total bliss. Should have done this a long time ago. Last Fall we...