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Got it! Thanks!!!

Hi, Please forgive my stupidity, what is 35% Wellesley? What is Wellesley which people keeps talking about? Is it one of the investment instrument? Thanks!

Thanks everyone for quick reply! I just received another email from sending my question to "contact.us" Because i am the primary owner, my SSN is allowed to have: $5000 in electronic EE series $5000 in electronic I series $5000 in paper EE series $5000 in paper I series Since i bought up...

Hi, Need some help. I've received two e-mail from the Treasury Direct about the new purchases which caused the limit exceeded (I just forgot the change the limit to $5000). I tried to contact them to ask what will happen to the new purchase but can not find any 800 number to call. Does anyone...

I am living in PA and not working for the State. Recently retired for few weeks at 55. Drawing the pension, and planning to roll over the 401K to Vanguard in Jan 2008. Seems to me I have to pay the PA state tax on my pension since the form I signed did mention that PA will tax on pension...

Hi, Are there any Pennsylvania retirees out there? If so, I have a question may be some of you can help me out: 1. Do we pay the state and local tax for any amount withdrew from 401K when you are qualified (59 1/2)? I know for sure that you have to pay the Fed, but not so sure about the...

Thanks again! I just opened the account and will receive an access card in 2 weeks. Love to do the business with the goverment. Don't ou guys love it!!! :):):)

Get more Taichi info from this link: Tai Chi For Health Books & Tai Chi For Health DVDs by Dr. Paul Lam It is good pratical exercise for the old and young alike. Check out the DVDs. It has few programs for the old people (breathing and easy movement), young and kung-fu type (more serious...

Thanks a bunch! you guys are big help!:):):)

Thanks all for good info!!! Question: When you buy bonds, will it deduct directly from your bank account since it asks for the routing number? It is allowed you to include the co-owner or beneficiary just as the paper bonds? :)

Thanks everyone for quick reply. haha: funny name but i guessed you must be a happy guy all the time. The reason for buying the EE Saving bonds is for my nieces education in the future. It provides a little tax deferred advantages in my opinion. I seems to like it better than the 529 plans...

Hi, Does anyone have an account with TreasuryDirect to buy bonds directly? I'd like to buy some EE Saving Bonds but most of the banks now do not do it for me. Been reading from the Treasury web site and seems to me this is the only way to buy saving bonds directly now. Do you have any bad...

Hi, Hopefully

Lucky for me, the early retirement offer just came at the right time. Since I have planed to retire when I reach 55 in October this year, I jumped right in to accept the offer. In two months, I will be done. The buyout did add a little extra ca$h to my monthly pension. I also will have the...

Hi texasgal, I am very touched from your story. I am really admire you to give up everything to care for mom. Please keep us posted of how you are doing so it can be a good example for someone like me to take early retirement. You will be doing fine. Nothing can replace mom. Be with her as...

Excuse my stupidity. Is it simple enough to get 70K a year just by using 2M to buy safe CDs at 5% that will yield 100000 a year?

Thanks txdakini, but actually my pension is not $600,000 (25 * 24000). It's only 7 yrs * 24,000 then only $6000 a year when i reach 62. That is the option i will take so i will have enough money to live on starting from 55 to 62, then at 62, the SSN will kick in + 401K ) Even that, i...

Hi BDK and Khan, Thanks you guys. Yes, I've been tracking my monthly expenses. Since I have no mortgage, no debt, the average monthly expense is around $1700. Still have plenty to save for vacation and new car (Toyota Corola instead of BMW). We may have the full benefit which may include...

Thanks everyone for a warm welcome and good advice!!! Nice feeling to know that YES we have some early retirees who can live on small pension (newguy888). I came to this country 32 years ago with a tooth brush and a Navy uniform, so I believe that I can live on what God has given me for those...

Hi, Been reading this forum for a while: enjoyed, learned a lot, and also confused. I felt like I came to the wrong place -- The Millionaire club. So, how can I take ER with a small pension? Will be 55 in five months. Decided that I have enough in the IT field: too much stress from...

Hi everyone, One day there were too much ice on the road, a friend of mine, who is one month older than me, who works in a dangerous job to fix the gas line, who is an old friend in the Navy who made a bet that whoever not retire this year will pay for the retirement party, he called his boss...