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It is my annual practice to officially document net worth at the beginning of the year. Jan 1st results in us passing the $1M mark. A lot of self-satisfaction... very little fanfare. Sent from my iPad using Early Retirement Forum

Persistence / Determination and the fortitude to resist consumerism. Sent from my iPad using Early Retirement Forum

In short....brainwashing. Sent from my iPad using Early Retirement Forum

I agree with the comments/will add: 1. avoiding friends that you know you will try to keep up with financially 2. Avoid the American allure with expensive cars...and malls 3. I spent a lot of time working on climbing the corporate ladder (and salary) to save more. 4. I have read and re-read...

No, I am fine. But put yourself in the shoes of a young family with two middle/elementary age kids living in a metro area - and tell them that any more $ than 75 will not make their life easier/enjoyable/fun. Yeah right. Sent from my iPad using Early Retirement Forum

These kinds of articles drive me insane. They come across as "we"/"the man" have calculated that this is all you really need to lead a happy life....so be happy with it. Are they insane? Are you seriously trying to tell me that a family living anywhere in the USA would not be happier with...

I like the Cadillac commercial. Work hard, play hard.

I am 41 as well, planning on retiring at 55 in 2028. I have realized that, due to consistent saving/LBYM since age 23, I have pretty much pre-purchased my retirement already. Usually I am obsessed in maxing out 401k/Roth/etc - but have realized that from here on out this added yearly...

Look up the Hutzler 571 Banana Slicer on Amazon. Too funny.

I am impressed. Heck, we spend about $2k / yr on my 7 year olds gymnastics classes!

I agree with HillCountry. A huge amount of this spend is expensed as business meals. IMO almost all "business meetings" include catered lunch or a lunch out. You can probably eat lunch every day in our office on the company if you know how to work the system.

Lisa, can you explain in a little more detail what kind of information that you got back from 23andme? They actually sent you contact information from DNA matches?

IMO - questioning and discussing = great. Logging-in to a financial account to inspect = helicopter parent.

Agreed. Obviously politicians are going to spin it as if it was the end of the world. I bet it is like waking up on Jan 1, 2000.

Nursing. Bang for the buck the best career choice in my opinion. 2 yr degree and there is always a demand.

Yes. Look for a place that gives group beginner lessons. I think a half dozen hands-on lessons as you get started would help most people enjoy the game more.

Surprised they don't have plane crash highlighted...since so many have fear of flying. Also, wonder what the nuance difference is between the two firearm categories.

I have long follower Paul Merriman. He has/had a podcast and has recently put his live workshop online (YouTube). Merriman.com/blog

Don't spend 1 second worrying or even interested in the lives or opinions of Hollywierd. Their huge pay checks are their rewards. What if it was company CEO's up there giving speeches and lauding up their success? They would be ridiculed by the public....

Two comments: 1. I just so happened to call Time Warner Cable today and simply asked for them to look at my service and see how we could trim some cost (Internet, tv, DVD = $130). She came back and said they could " rebundle" my plan for a year and cut it by $15/month with no change in...

Nords, thanks for consideration of posting. I am interested to read more about your results (not specific) - just the overall description of the information you receive.

Lazarus, tough to write I am sure. I applaud your honesty and, as a parent, am sure it has been painful at times to watch.

I think part of this has to do with us as employers and our crazy need to "coddle" the younger generation. How many meetings/presentations have you been in when an HR-type PowerPoint has been shown explaining how we have to change to accommodate the "new" workforce. Don't be too...

Fiscal Cliff - what does it really mean? 1. Payroll tax rate goes from 4.2 to 6.2% 2. Income tax brackets go from 6 to 5. (10, 15, 25, 28, 33, 35) to (15, 28, 31, 36, 40) 3. Capital gain rate goes from 15 to 20% (including lots of minutia detail) 4. Standard deduction for married couples...

My advice, don't change the transmission fluid now. I have seen a few instances of issues starting afterwards.