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Planning to sell and buy a new home out of state YE2014. (Mom passed away and I need to move closer to other family.) My current home is paid off and in a seller's market. My new home should cost 75% or less than what I should get for the current one so I'm not planning to have a mortgage...

This is similar to the "Real Estate Frenzy" thread but with a poll. Please elaborate your experience here. My situation: 2009 - Home value** 20% below 2007 purchase price & there were 2-3 long-term empty/foreclosed homes on my block 2013 - Home value 12% above purchase price (not including...

For about 1 year pre-retirement, I maintained an elaborate spreadsheet (workbook, actually) of expenditures, assets, and income updated monthly and reviewed several times a week. I also used Mint for daily oversight. Like most people here, I determined after 6 months of tracking that I was FI...

I value the opinions of ER folks over Suze. ;) I want/need to enclose my 10x18 patio. It need to see more of the outdoors from my patio but loathe the southern exposure heat and bugs. So, I'm pricing enclosures and expect to pay less than $50K. (Initial bids are coming in at $25K). I plan...

AP-CNBC Poll: $1 million a long shot in US - Nation Wires - MiamiHerald.com The UK sees it as even more of a long shot. They don't really define what is meant by "millionaire" -- cash, assets, net assets, etc. We've debated that a lot here. All I know is that I don't have a million dollars...

A broker mistyped my employment status as "unemployed" instead of "retired" on a 401K to IRA roll-over application form. It was a dumb mistake because the same institution manages my company's pension which I now receive. Maybe it is because I'm younger than normal retirement age. I...

Hello all. I stepped away from this forum during 2008 but returned because I announced early retirement this month. My peers don't understand how I can leave so early. It is not complicated. I am 100% debt free (including my home) and have no financial reason to continue working in my...

The good news is that our company sponsored investment company confirmed that I can do so whenever I want and do not need to work. ;D I've joined this group to better prepare for leaving as soon as feasible. I'm holding out until 55 or when I offered a "pink-slip" settlement. Profile...