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    Are You Better Off Now Than You Were Four Years Ago?

    This question has been bouncing around the media lately and I was wondering if the members of the ER forum have similar financial experiences over the past four years. Are You Better Off Now Than You Were Four Years Ago? - US News and World Report My investments are up about 34% since...
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    Online games, brainteasers and other time wasters

    I have been playing Kenken lately.
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    Anybody have a problem with their back "going out" on them

    I second Nords' physical therapist recommendation. They will provide you with numerous exercise/stretch recommendations to help your back. My back has been going out on occasion for the last fifteen years for as simple of an action as reaching around a corner to turn on a light switch and...
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    Password Manager SW

    I use KeePassX (https://www.keepassx.org/) which was a port of KeePass to Linux. It has since been ported back to Windows and ported to the Mac. I have been using it for years and it has served me well.
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    Credit Freeze Experiences

    Here is what I found from a negatives standpoint which may be positives depending on your point of view. From Security Freeze
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    ridiculous approach to retirement??

    I just searched through the United States Constitution and its amendments and I did not find any RIGHT to retirement. Retirement should just be a privilege for those who choose to participate and therefore the government shouldn't be coming up with new ways of collecting our money. I believe...
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    Mortgage(s) in Retirement

    I saw this article yesterday and immediately thought of this thread. Retirees hit hard by foreclosures - Yahoo! Finance I suspect that it's really difficult to be foreclosed if you have no mortgage.
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    Healthcare costs when transitioning to Medicare

    In 2011 the dental charges were $3193 of which we paid $912 so insurance covered $2281 through direct payments and discounted pricing. 2010 was similar and 2012 should be similar as well. The DW has been having some dental work done lately trying to maximize our insurance benefits. The coverage...
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    Healthcare costs when transitioning to Medicare

    imoldernu had the following comment in a recent post: I was interested in other people's experiences with healthcare costs when transitioning to Medicare. At age 46 our health insurance last year was $10227, dental insurance was $1670, and out of pocket expenses were $6891 which produced a...
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    Changes to "My Yahoo", looking for alternatives

    Interesting. I compared the NAV with Yahoo's and they matched so the only thing broken is the fund's name is not displayed correctly. That's good enough for me. Thanks!
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    Changes to "My Yahoo", looking for alternatives

    I make use of GETQUOTE (GetQuote: About) to grab quotes for my spreadsheet and it works well. I have cells with a formula such as =IF($A$6="Fetch",GETQUOTE(B4),"") where B4 contains the fund symbol and $A$6 controls whether the quote is fetched at all. I then do a Paste Special of the fetched...
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    Changes to "My Yahoo", looking for alternatives

    I sent feedback to them a couple of days ago saying that my portfolio was alphabetical and I didn't have the alphabetical option set. I also noted that it was now useless to me in its current form. I have not received any response. I have since added the funds I'm interested in tracking to the...
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    Patient Protection and Affordable Care Act

    Is there anything in the law to allow for a deduction for health insurance? It doesn't seem very fair that group policy holders get an implicit deduction while individual policy holders don't. The upward adjustment to unreimbursed medical expenses seems to be applying some salt to the wound.
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    what is your nestegg's YTD return?

    My spreadsheet tells me I'm up 10.63% since January 1st as of today. I'm essentially 100% stock funds. I'm at 95.7% of my previous max which is partially the result of paying off the mortgage with proceeds from a bond fund and taxes paid last year when I rearranged my investments to be better in...
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    Life expectancy figures misleading, change rapidly

    Reminds me of a Matt Wahl song...
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    How to determine body fat %

    I use the U.S. Navy Circumference Method. I enter my data into the following page and it spits out a calculation for the percent body fat. Diet Calculator, Body Fat Calculator I started with 20% body fat at the beginning of the year and now have about 12% body fat. My waist has shrunk by...
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    Just had my CC details stolen

    I logged on to my bank account this morning to check that my mortgage was paid (and it was) and just because I read this thread I decided to check my credit cards charges as well since they were just a click away. Sadly I had a $500 charge to Disneyland a couple days back which neither my wife...
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    Comma causes different behavior in FIRECalc

    I just noticed that if I use a comma in the spending field then I get a different result. For example, if I use 75,000 then I get 100% success but if I use 75000 then I get 91.8% success. I expected the behavior to be consistent.
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    American Idol 2012 Thread

    The judges were just cruel to Hollie and obviously want her off the show. To me her second song was better than her first and I preferred the strength of her voice in the the second song compared to Bonnie Raitt's in the original. Hollie expressed the song how she really interpreted it and I...
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    Health Spending Flattening Out

    I see no flattening in my household. The pathetic pharmaceutical industry continues to jack prices like always. As an example I will use the monthly price of Copaxone: January 2006 : $1678 October 2007 : $1763 March 2008 : $1983 September 2008 : $2179 January 2009 : $2394 March 2009 : $2631...
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    American Idol 2012 Thread

    It seems that America spoke last night and the judges failed to listen. With respect to this week's songs I think the bottom three were the correct selections and the reason I say that is because they all sang too many notes. They need to learn that "less is more" and that is probably why I like...
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    The future is what matters

    It seems that limiting ones investment exposure to a "60/40 asset allocation of large-capitalization stocks and 10-year government bonds" is less than ideal. I suspect that a more diversified set of holdings would perform better.
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    Poll: Do you use Quicken (or commercial equiv) to track spending/budget?

    I selected 'Quicken' although I use Gnucash. At a point in my past I choose to flush Windows and transition to Linux and the Quicken folks refused to provide a Linux version. I also use Gnucash for my wife's business.
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    Top five regrets of the dying

    An example would be raising children and the experiences that it provides. I don't know the answers because I'm not on my deathbed. If someone asked me the regrets question while I was on my deathbed I'd tell them to get the hell away from me. My regret would be them asking me the question. I'd...
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    Top five regrets of the dying

    I don't believe that would be the list produced.
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