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Ditto.

rats . . . was hoping I had misunderstood. It would be nice if we were getting the full amount of the umbrella policy on top of basic underlying high liability. Thanks, Martha!

Hmmm . . . my insurance provider (Traveler's) told me that my $500K auto liability basically served as the umbrella deductible and that the umbrella policy of $1M will cover another $500K for a total liability coverage of $1M. I have $300K on home and they explained that the umbrella would pay...

Goodbye tension, hello pension! Dec 3rd will be a big and wonderful 4 months for me. It does not matter what I do today because ANYTHING is better than w*rk. I would rather eat guinea pig pellets than go back to w*rk. ;D

M* article about New Retirement Income Funds Morningstar has an article today that explains a bit more about the differences between Fidelity and Vanguard Retirement Income Funds for those of us who are approaching the withdrawal phase. What You Can Learn from the New Retirement Income...

I am sorry for your loss. Even though she lived a long and good life, I know is difficult to say the final goodbye. Grandmother's are special, and she must have been quite a woman! Keep those great memories alive!

RR, I actually thought of that myself. If enough people request something that is a reasonable request, particularly if a competitor is offering it, seems like we would have better success. It might work! TG

I am interested in VG HSA, and I really wish they would develop something that functions like a full service checking account with interest. I hear that Fido is going to announce something like MySmartCash (?) which allows your money to be assigned to a real FDIC insured bank but the funds are...

Let's see how my expenses stack up for a single grandmother in small town (with grandkids who visit often): $4,020 COBRA (will be $6,000+ when COBRA ends) $1,160 homeowners insurance with high liability $1,560 property tax (1,500 sq ft house) $4,800 electric, gas, water, phone, internet $ 900...

Survive 2012 :: Index There is also a forum for 2012 discussion. ;D

I will be SO glad when it's Jan 2nd. It costs too much, is too stressful, and it just seems to go on and on and on! I have 4 grandkids who live close so I try not to appear to be a grinch.

First of all, let me say that I was never able to have a successful marriage. I am not married now, will never be married again . . . let's see, I guess I've been single 25 yrs now. I tried it more than once, and it is not for me. Also, everything I say is only my opinion. You are the one who...

Welcome Babe! Your trip sounds wonderful and really gives you something to look forward too. I retired at 60 and it's still young/early! TG

Join the club. I retired not quite 3 months ago, and I find myself shaking my head a lot. We are all going to need a sense of humor, but I need to work on mine some. Thanks for the reminder! TG

Now that is the kind of retirement gift I wish I had received! Congrats! TG

For me 1956 Chevy Bel Air, blue and white, but with very un-cool 4 doors. Belonged to someone in the family who let me have it in 1965.

W2R, that is exactly what I was going through and it was getting worse by the day. When I went on LOA to care for my ailing father, I simply could not make myself return to all of the b.s./meetings/travel/presentations, i.e. ridiculous $hit! required by leadership in order to be considered...

To rumki8 rumki8, I agree with runningbum and newguy. From the American Heart Assoc: Normal: 120 and less than 80 (120/80) Prehypertension: 120-139 and 80-89 High Stage 1: 140-159 and 90-99 High Stage 2: 160 or higher and 100 or higher (160+/100+)High blood pressure (or hypertension) is...

Citrine, You have my heartfelt sympathy during this very sad time. I hope that your other kitty stays well. You are in my thoughts and prayers. TG

Welcome qkayak. Sorry, I don't have an answer to your question, but I wanted to send you greetings anyway. There are some folks on this forum who can answer your specific question, or at least give you guidance in the right direction, so I will bump this post back up top by responding. You...

Welcome and congrats on being so close to retirement! TG

Rich, it took me a while to notice . . . after 2nd cup of coffee for today I read your post again . . . :2funny: Thanks for the laugh!

Welcome, James, and congrats on ER. There is so much valuable information here that it will take you quite a while to read through some of it. I especially like the Early Retirement FAQ section. TG

I did that and the button must be a tired as I am. I clicked edit. . . . and clicked . . . nothing opened the previous thread so that I could edit.

What does it take to edit a post? I was trying to nuke my last sentence above because it makes no sense to me but the system won't allow it. I haven't had my first cup of coffee yet and my brain is not functioning.