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I'm 40 and in the highest tax bracket. Not rich (it's more likely that I'll wind up in the $250K area). I have a 401(k) from my last employer, and in the past I pretty reflexively dumped old 401(k)s into my Roth IRA and took the up-front tax hit. This one's a little bigger (about 50% of my...

My 401(k) is discontinuing the emerging markets fund I'm in now, and I have to make all future contributions to another. I don't know if I have to sell out of the current fund, but I will, and dump it into the new fund. My three choices are: American Funds EuroPacific Growth R4 Fund - their...

My employer uses Principal for our 401(k) program. Their little online "quiz" suggested an allocation of 50% in Large US Equity funds, 25% in Small/Mid US Equity, and 25% in International Equity. My fund choices are: Large U.S. Equity: 50.00% of your contributions to match the Profile...

I found out that my GF (45 yo) has her IRA (traditional) 100% in EACFX There are all sorts of alarms going off for me... 100% in one fund, it's rated as "Low" risk yet has posted gains of around 11%... What's more, it's through a company (I think Wachovia?) that charges here each time she even...

??? I'm figuring out most of the other acronyms, but these have me stumped :)

What are some books or other educational items you guys swear by? For example, I steer people to The Coming Generational Storm by Kotlikoff constantly. Basically, anything that encourages savings and investment, educational stuff about basic economics (that's more readable than a textbook ;)...

I've been paying "extra" towards the principle of my mortgage every month. I found a mortgage prepayment spreadsheet at The Mortgage Professor's Website and had a lot of fun playing with it. But someone on another forum brought up the point that every dollar you "save" is interest, which is...

I just discovered this forum, and it looks very interesting and promising! I'm 36, single, and want to punch out as soon as possible. Life is just too short to keep worrying about what The Man wants. Screw The Man... I wanna be drinking booze on a beach somewhere! ;D I have a condo I bought...