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Hi All; In an attempt to get our new baby on the right track to early retirement I would like to start buying some investments for her. I really don't have much leftover after funding our retirement, but $50-100 a few times a year will add up over time, especially once I get the grandparents...

I was curious if anyone uses the Vanguard Global Equity Fund (VHGEX)? I wanted to shift part of our portfolio more towards stocks and international. It seems like this fund has had a pretty good run. I know past performance...but was just curious what others thought of this fund. Thanks, Ted

In the past I have tried not to shop at WM for many of the reasons Goonie outlined. And then I saw an interesting documentary, Wal-Mart: The High Cost of Low Price. It really blew me away. Now I can say that I never shop there.

mickeyd- I will ask the agent what his commission is on the term vs. life. I'll let you know what he says. I think that I read in another thread that "term life insurance is bought and whole life is sold." Sorry I can't remember who said that, but it definitely seems to be true thus far. Sam-...

Pavo- I feel your pain. I have experienced similar pressures, but mine was from a boss. When I didn't spend like him, he thought I was being cheap and took it personally. I finally had to have a sit down with him and explain that I just wasn't interested in spending money the way he did...

So I am finally getting around to addressing life insurance after DW has hounded me for the last few years. I have been told by most of my family and friends that all I need is Term Life Insurance. However, I have just met with two insurance agents and they are really pushing for permanent...

Alan, wow that is pain. I think if that happened to me I'd be pretty disgruntled. Thanks for sharing your experience. The funny thing about the 5 AM workouts is that it is really tough for me to get out of bed and that first 1/4 mile pretty much sucks. But then I find my stride and it doesn't...

I Gotta Get In On This Ok, I just came across this and I gotta get in on it. You guys are having too much fun and success, and I want in. I'm about five foot nine and weigh around 185. I am down from 195, which is good, but I was down to about 170 last year. My ideal weight is right around...

I used to have some money in AF funds, but that was 10 years ago. I have since switched my investing strategy away from load funds. I am now very sensitive to costs, so I stick with index funds and low-cost managed funds. With that said, looking back at the performance of those AF funds, they...

Assest Allocation jIMOh, thank you for sharing your retirement plan and goals. Maybe that is posted all over the internet somewhere and I just haven't seen it, but that is the best answer that I have seen for how to estimate a retirement number and then get to it with milestones. Now that I...

Asset Allocation Wow, thank you all for your questions and comments. jIMOh, you have outlined exactly what I am attempting to do. However, you have done it with much more clarity, thank you. I am still working on this but here is how our assets breakdown for both DW and myself. DW 403b...

Hi All- I am not sure if this is the right place to post this question as I am new to the forum. If it should be place elsewhere please let me know. DW and I were just talking about getting serious about ER, my intro is in the Hi I am... section, and it made me think that maybe we should...

Hello, I'm Ted Hi All- Great forum you all have here. DW (29) and I (30) are starting to get serious about the whole retire early thing. We just had a big discussion this past weekend about speeding things up towards early retirement and I am happy that I found you guys. I have been reading a...