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We are on our way! I can't quite believe that this is happening, but on our way back from our vacation at the family cottage we (at my husband's suggestion) took a different route home to visit our daughter who is in graduate school outside of Pittsburgh, and living in a town we are somewhat...

I love it here...very reassuring AJS56...that was actually me talking, not Sweetana...I'm so new to this that I probably incorrectly captured a quote or something. I can't tell you how reassuring that it is to read that your thoughts are similar to mine in this process that has sort of caught...

Interesting thought

Income minus savings...not so simple... It would be so easy if we had regular jobs to just take our incomes, subtract what we've saved, and then figure that's what our expenses will be. We've had many changes in income AND outgo in the last year...I make commissions, but IRS allows me to...

Thanks for your support playaman,meridiver, and ajs56. It's good to know that my feelings are normal. At present, I fail to see what we will gain by working another few years. You said it so well that it's hard to concentrate on much else, once you realize that it is possible to stop working...

Thanks for your input Life Is Good! We might be able to live very frugally in our present home on ER, but then what is the point. There would be no money for FUN. But if we move to a an area with less expensive housing, put the rest of the money to work for us, the chances are very good that...

Realistic incomes/expenditures for retirement... :rolleyes:I've been reading this thread about using money efficiently, and wonder if anyone would care to share what their actual costs are for retirement. I'm referring to the necessities here. I've worked out what I think we will need if we...

Thanks all of you for making me feel so welcome. We did consult attorneys concerning the Non-compete clause (not with the downsizing employer, but with the next job with a horrid boss my husband took because we had two kids in private college at the time)..we know that the clause is not...

Thank you. I will check on that!

Hi...why I'm so nervous about posting for the first time, I don't know...maybe it's because I usually read this late at night when my mind is not as sharp? Anyway, my husband and I are considering retiring early in the next few months. He's had a tough time with downsizing, and then finding work...