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  1. M

    Live for Less Elsewhere

    There are lots of folks on this board who retired elsewhere for less...lots of pros and cons. I just retired early last week and hubby this week and leaving for Australia and the Philippines for 5 months....choice destinations but low cost (Australia will be for is due to housesitting gigs)...
  2. M

    Trip report: Travel despite US Travel Alert

    Just got back last night, safely, from a trip flying out of DC when the Travel Alert was issued to spend 2 days in NYC (Marriott Times Square), then off to Venice, Florence and Rome via Turkey (Turkish Airlines), the day Turkey shot down the Russian jets. We definitely had concerns and...
  3. M

    FIRE - family and friends just can't relate!

    Thanks youbet! I'm actually starting a blog to share pics with co workers who want to stay in touch (guess I didn't include that in the list of reactions)....and now to prove I'm not THAT lucky and didn't get laid off and receive a package! I'll be sure to start a thread with info you...
  4. M

    North Sea Bicycle Trip

    Very inspiring! Something to work towards...Thanks for sharing! Sent from my iPhone using Early Retirement Forum
  5. M

    Hotel rewards

    We are a month away from our retirement so tried very hard to get the Hilton Nights in to get Diamond status. Unfortunately, I did a stupid thing and booked the rooms on American Express Travel - none of the nights counted, nor did I get the bonus points I normally get for using my Hilton...
  6. M

    New Twist to ER Plans

    Absolutely a great thing for you..severance might still be possible. If you can handle being in your environment a few months, i suggest you draft your plan to get you to just 30 or 60 days past your RE date. This way, if they decide to pull the plug, a severance can be warranted! Sent...
  7. M

    Share your FIRE Milestones - 2013- 2020

    Gave my 60 day notice at the age of 46. Best job I've had, most money I've made and best boss I've had. DH is 48 and was also planning to give his notice but got asked to travel to Singapore next week to do a 30 minute presentation, then will do it when he returns. We have been on this board...
  8. M

    Long-Term Travel, ACA and Scuba Diving

    Hi - are there folks on the board who are U.S. Residents (require ACA compliance) but also travel long term (45 days to 6 months) internationally? What insurance options do you have (or are you considering?) We have the Annual DAN travel (with medical) plan along with US employer based plan...
  9. M

    1st time travel planning as retirees...

    Hi guys - love all the great conversations and ideas....didn't realize we had a few divers on the board too! In just over 6 months, we'll be leaving for Australia!!!!! (option 3 on my OP!). We found a great opportunity to house sit in Australia NSW (Brett, may PM you for any tips)! Nice...
  10. M

    1st time travel planning as retirees...

    AUDREY - you're absolutely right and it should be as simple as you say, but I guess if I had a time machine, then this would be so much easier! :-) (UTRECT - I can send it to you so you can go into the future!) Travelling somewhere warm is definitely critical for us. Although we considered...
  11. M

    1st time travel planning as retirees...

    We are 6 months and 1 day away from our drop dead date to retire!!! :dance: Over the past few weeks, we've been researching places we'd want to go to as we transition into our new lifestyle. We want to have a travelling lifestyle (6 months average at any given place as our home base to...
  12. M

    No good deed goes unpunished....

    I donated to help a cousin with a transplant 2 weeks ago and now that it's over, I am getting EMAILS and a text message this morning that all the funds received for the transplant were used up with pre op procedures and more money is needed. We are scheduled to RE in November and seriously...
  13. M

    Anxiety re:RE

    A great thread! We have picked a final date to pull the plug (11/14/15) because we kept pushing our date....always for good reasons but decided that life is just too short. We both love our jobs, have the flexibility to work from home. We have never earned as much as we did this past year...
  14. M

    Life before FIRE

    Been on travel for work the past two days so I had some quality time in my hotel room surfing the net 'planning for Life after FIRE' (less than 8 months away)...then, it dawned on me that instead of planning so much for what I can do when I retire, I should really appreciate the things I am able...
  15. M

    Has anybody worked with Mercer's International Position Evaluation System (IPE)?

    Ha! You found me out! That was the other secret HR folks have! Maybe now I can get laid off and retire! :-) I am sure megacorp will take good care of you. Compensation is not a science...it's an art. If they want you to be happy, your boss will be creative and give you what you deserve...
  16. M

    Has anybody worked with Mercer's International Position Evaluation System (IPE)?

    Ranges, not averages are designed to remain generally consistent bSed on the job. Market averages fluctuate based on actual averages reported on wage surveys. Sent from my iPhone using Early Retirement Forum
  17. M

    Puerto Rico - Passive Income Shelter (Act 22)

    Wondered if anyone on the board is taking advantage of this or has researched it. From the article below and preliminary research, it looks like capital gains and passive income (including rental property income) earned for PR residents (as defined by Act 22) would be exempt from Federal...
  18. M

    Has anybody worked with Mercer's International Position Evaluation System (IPE)?

    The market average is an average of actual salaries reported in the survey (resulting from increases over the last year). Ranges are designed to be wide and actually overlap with each other so it stays the same despite market changes (and probably to help HR folks like me who are not yet FIREd...
  19. M

    Has anybody worked with Mercer's International Position Evaluation System (IPE)?

    Have worked with Mercer but not the specific tool you mentioned. However what you described is how compensation plans are designed and how well run organizations implement it. By design, it allows less experienced / qualified individuals to get a bigger portion of the merit increase pool (as a...
  20. M

    Help convince husband it's time to retire!

    I LOVE IT! :dance: Same with steelyman and others' comments (just cant figure out how to requote something!) Unfortunately, retiring early was his idea 18 months ago and I talked him out of it so I can take a new job :facepalm: Bestwifever and Walt34 might be on to something so will...
  21. M

    Help convince husband it's time to retire!

    HI - hubby just told me today that we can't retire in May as we had planned. He thinks if we work for just a couple more months, we'd be better off -- OF COURSE WE WILL! But with that argument, we'll never retire! .....he said the same thing last year, and at that point, I agreed...but now...
  22. M

    'What to expect when you're expecting (to FIRE)'...9 months away!

    Our 'due date' is 9 months away....looking for advice on things we should be considering / doing this month....and the next several months in preparation for our special day.... What changes can we expect / plan for ...recent post suggested switching our mindset of acquiring wealth to living...
  23. M

    Too addicted to quit?

    Thanks for the quick feedback! Yes, plan would be to eventually sell all real estate when it makes sense financially / tax wise except for the home base...selling condos soon but rest, .....still several years away though due to market conditions and tax benefits (1231 loss, home sale...
  24. M

    Too addicted to quit?

    Hi - hoping for advice on best approach with cash on hand....we want to buy a waterfront home but afraid of making a mistake when we are so close to retiring in May 2015....help! About us....45, DH is 47, no kids. Plan is to live like Billy and Akeisha, renting a house in different parts of...
  25. M

    Vanguard Managed Payout Funds with RE Income?

    Hi - it looks like we are on track for a June 2015 FIRE target and welcome any feedback you may have....husband will be 48 wife 46. Our plan relies on getting partial support from the rental income from the 5 houses ( three free and clear and two with mortgages) we own which we figure will...
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