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Just got back last night, safely, from a trip flying out of DC when the Travel Alert was issued to spend 2 days in NYC (Marriott Times Square), then off to Venice, Florence and Rome via Turkey (Turkish Airlines), the day Turkey shot down the Russian jets. We definitely had concerns and...

Hi - are there folks on the board who are U.S. Residents (require ACA compliance) but also travel long term (45 days to 6 months) internationally? What insurance options do you have (or are you considering?) We have the Annual DAN travel (with medical) plan along with US employer based plan...

We are 6 months and 1 day away from our drop dead date to retire!!! :dance: Over the past few weeks, we've been researching places we'd want to go to as we transition into our new lifestyle. We want to have a travelling lifestyle (6 months average at any given place as our home base to...

Been on travel for work the past two days so I had some quality time in my hotel room surfing the net 'planning for Life after FIRE' (less than 8 months away)...then, it dawned on me that instead of planning so much for what I can do when I retire, I should really appreciate the things I am able...

Wondered if anyone on the board is taking advantage of this or has researched it. From the article below and preliminary research, it looks like capital gains and passive income (including rental property income) earned for PR residents (as defined by Act 22) would be exempt from Federal...

HI - hubby just told me today that we can't retire in May as we had planned. He thinks if we work for just a couple more months, we'd be better off -- OF COURSE WE WILL! But with that argument, we'll never retire! .....he said the same thing last year, and at that point, I agreed...but now...

Our 'due date' is 9 months away....looking for advice on things we should be considering / doing this month....and the next several months in preparation for our special day.... What changes can we expect / plan for ...recent post suggested switching our mindset of acquiring wealth to living...

Hi - hoping for advice on best approach with cash on hand....we want to buy a waterfront home but afraid of making a mistake when we are so close to retiring in May 2015....help! About us....45, DH is 47, no kids. Plan is to live like Billy and Akeisha, renting a house in different parts of...

Hi - it looks like we are on track for a June 2015 FIRE target and welcome any feedback you may have....husband will be 48 wife 46. Our plan relies on getting partial support from the rental income from the 5 houses ( three free and clear and two with mortgages) we own which we figure will...

....or are we Real Estate addicts? Has anyone changed their RE strategy to take advantage of low RE prices and low mortgages? Background We are 14 months to quitting our FT jobs and another 12 months to fix up our waterfront property to sell (home sales exclusion and desire to live on the...

Hi all :greetings10: - found a great luxury apartment to rent during our last 2 years of working FT before our target date....just need to finalize fixing up our house to put it on the market...except now we are questioning our math and need your help please!!! About us: High income earners...

Knowing that working your way up the ladder isn't the most important thing in life anymore, why is it so hard to take a step 'down', step 'aside' and let someone pass you by in order to be able to work less / live more as you got serious about retirement? Target retirement date is on or...

I found some posts with varying opinions on treating Real Estate investment cash flow as various asset classes or even a business, but I cant seem to find the answers on how RE investments (landlording) should be calculated when figuring out your ideal AA to maximize your SWR / cashflow after...

Hi all - it's been a couple of years or so since my last post -it was too depressing to visit the forum! We had planned to be FIRE by now, but with the RE market down, we couldn't do it! But, thanks to our good paying jobs, we were able to hang on to our Real Estate investments and believe we...

A lot has been posted on pros/cons/rants/raves about Penfed, but their interest only HELOC just seems too good to pass up, so thought I'd check and see what I'm missing.... We currently have an Equity Loan (6.99%) with PenFed and aside from the obvious recent decline in customer service (a lot...

$1/year for Ford's CEO....does that mean prices won't be crashing for new cars in the Spring? Our plan was to hold off on buying a small SUV until the Spring (or sooner, if my honda prelude dies before that, but I think it can still run another 50k miles without problems). Ideally, we were...

Ok - these are the times when I am glad we postponed our retirement and still have a job to cover 'unexpected' expenses such as our TAXES! Ok, so it's really not an unexpected expense...just poor planning and research on our end. Anyway, so, we are stuck with paying 12k in taxes. This...

So I've been really good by keeping my 10 year old 150k mile honda prelude instead of leasing yet another car (like I did for the 4 other hondas I owned in my younger days)....soon, it will be time to buy our next car for the next 10 or 20 years (Other info: other vehicle is a 10 year old ford...

Hi all - I'm helping a friend with some HR related stuff for her staffing business and when she told me about their investment structure, something didn't make sense to me, so thought you guys might be able to help. Are business loans similar to home mortgages (as a landlord, it's easier for...