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After posting back and forth with Maurice on this topic, I thought I'd start a thread. We don't have kids, we're 40-something, and with insurance proceeds, we'd have a substantial sum to leave behind. So, not planning on going anywhere anytime soon and definately planning to spend it all, but...

My wife and I were sitting around a few days ago discussing our FIRE possibilities (we're big on planning) and lamenting that what we really needed was a forum devoted entirely to this subject. A couple of Google searches and voila... here it is. I've been in read mode the last couple days and...