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    essential or non-essential spending?

    I've got my hands around the essentials vs non-essentials pretty well, but my spouse, who is only 54, doesn't see the need to concern herself with this. That, of course, is a much deeper problem than just good budgeting. Any ideas? (must include keeping the wife!)
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    In the vestibule at the fork in the road

    I agree with Eagle43 on the index funds and allocation principle. Make sure you have planned something to retire "TO" and you're not just in a big rush to reitre "FROM" something. You have a clean retirement slate and you will need to fill in the blanks and create you own lifestyle. If you...
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    That was quicker then I expected. Maybe a year earlier

    Congratulations, Whitestick! IMHO, just make sure that you have something to retire To". The first 2 times I retired, I got away FROM somethng, got bored and went back to work. This time, I have planned my own course and its great! I would love to be a fly on the wall in your kitchen for...
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    Help. I am 56 and have about 850k

    Why not consider establishing a secondary income source before you FIRE? You can do some internet advertising or affiliate marketing and when that recurring revenue builds up enough to give you the added security, then FIRE. You more J O B, but with a little added security and no boss to deal...
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    What exactly are "emerging markets"?

    I agree with the risk discussion above and certainly your business needs enter into it, but at your age, you have a whole lot of time to recover should the returns not be so great for a cycle. IMHO, allocating a part of your funds to VEIEX (emerging markets) will give you a good upside while...
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    I Quit my Job today

    Congratulations, Dangermouse! Like me, you may experience a little 'buyer's remorse' over the next couple of weeks and whenever you get that empty feeling, immediately convert your thoughts away from the J O B and onto the wonderful future that has begun already. Since you've been so active...
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    Does anyone out there "work" in their retirement?

    There are lots of people out there who leverage their life and business experience in their retirement. They find ways to have fun and earn extra dough writing books, doing consulting, and marketing their skills and experience. I found that the internet empowers you to get in front of a whole...
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    Get Rich Fast (you chump)

    My father retired without a pension and $100k in savings in 1953 and when he died in 1977, his estate was worth >$750k - after living well for 24 years on nothing but social security and the money he made from buying, renting, and selling real estate. Whenever I came home from school and...
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    New retiree from Alabama

    I have recently sold my business and moved to a golf course community near Birmingham, AL. I am 62 years young, just signed up for Social Security and am trying to generate some extra income for retirement without going back to work. (I have two sons in college and need all I can get for the...
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