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A few years ago I was on a plane and the guy next to me was some type of water expert that flew to different cities and worked on water filtration systems. I always wondered why the city I lived in didn't use just plain chlorine in the drinking water. He told me that when there is chloramine in...

Just got an email from my credit card company and they said they were issuing me a new card, because of the Hd theft.

In my case intense exercise, weight lifting, martial arts did nothing to help lower my cholesterol. Some benefit from walking. Your body makes chl so low fat diet did nothing. I also discovered that cutting chl pills in half worked just as well as whole pill. It all depends how high your chl is...

You can do all the calculations you want and look at your genes etc. But know one knows when your going to die. I know lots of people that never collected SS and they kept working to get the higher amount. I also know many people that died before 65. Think it over.

MRI does not include the brain, that would be a brain scan which is separate. The reason I know is a MRI missed my wifes brain tumor.

Your 8% return might be some interest and some principal returned to you. In my opinion annuities are bad investments.They also add bonus cash and that is mystery money, but on paper it looks like growth of principal. I have attended annuity sales lunches, just for the food. To listen to these...

On NBC yesterday they were talking about butter and said in LDL there is soft LDL and clogging LDL and butter is soft, so here we go again eat butter.

I am skeptical of studies, who's doing them, how good are they, who paid for the study, and how many people did they study and how long. Coffee good for you, then bad, now good. Red wine bad and now 2 a day is good. Butter bad for you margarine good, now butter not so bad. Cigarettes good for...

I was in a dc program and we could use Vanguard and pick our poison. I would not be comfortable investing where I work, not diversified enough for me. Also 50% of your income is not tax deferred, only a portion of it is, depending on your age. Older people can play catch up.

I want to comment about crime, I live in Florida all winter, I see next to no crime. It's usually larger cities, often in the ghetto area and its drug dealers shooting each other. I lived in the Midwest and it was the same thing. If your worried get a cc permit. I feel safe all the time, so lets...

Northern Florida for snowbirding is to cold. Go as far south as you can, you want to enjoy the warm weather and the great outdoors.

I retired at 40 and it only lasted 5 years. Did everything on the bucket list and then got bored and got another job. The extra money and another retirement check was a smart move. I probably was a little underfunded besides and you never have to much money.

I have a number of friends in Florida that snow bird in mobile homes. It's cheap living if you own your own land and don't get home owners insurance. The problem with them is as they get older upkeep increases and the value decreases. There harder to sell and it's not a good idea to improve them...

If you think organic foods have no pesticides on them your wrong. They can use organic pesticides on there crops.

I requested the X-ray because she hasn't had one for a long time, otherwise your right they normally don't do that. The first thing the doctor wanted to know if we had another X-ray to compare it to and we did not. She quit smoking 19 years ago but that's no guarantee of future problems...

My wife just had an annual physical, with chest X-ray, they found a small mass in the lung and it is cancer. So without the chest X-ray we would of not known. Sometimes early detection is a life saver. I am not a big fan of Aarp either

I go on Early Retirement Forums

That's really good advice May I just add, make sure things are coded properly, otherwise you have to pay.

My PSA has been elevated for many years. After my last physical PSA came back elevated and they gave me a second blood test, for the life of me I am not sure what it was, but it was not another PSA. Some people just have high numbers. I have had 2 biopsy's, but here is the problem so if PSA is...

Everyone has to do what they think is right for them. But consider my neighbor just died at 59 and I met a couple that had 14 people die over the winter on there block. It also depends on if you will or will not run out of money.

At the doctors office I have heard the drug salesman asking my doctor if he was a football or baseball fan etc. He had tickets to everything. I have also heard that doctors that prescribe certain drugs in large quantities get incentives. Can't prove the last statement, but the first one is true.

I want to throw this in the discussion, extreme work outs 6 times per week and a very low fat diet, did nothing for my chol level. Statins did. So as soon as I had a lipid panel the Dr. would recommend exercise. Works for some but not for me. Also some of my friends were on the all meat diet and...

My doctor wants to do the Berkley test, to see if I have the artery clogging ldl or the digestible ones. Not sure insurance will pay for but will check. Some people clog and some don't. This test will be important for my wife who cannot take statins. Extreme exercising and diet have not...

It's to test cholesterol to see if you have large fat or small fat cells. That is supposed to tell the Dr. if your excreting the large fat or absorbing small fat particles that clogs your arteries. My wife and I have been hit with so many tests lately I am confused on what I am getting for what...

Anyone ever have this test?