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Does anyone have any opinions on RiverSource Income Protection Disability Insurance? I was wondering if anyone had dealt with these guys or any other DI company for that matter. I am a healthy, single 42 yo female. My annual income is $75,000. RiverSource has quoted me $108/mo for the insurance...

I am 42 and single. My dependants are my 72 year old mother and nine year old Basset Hound. I work for a public agency and will retire with a pension from CalPERS. I also max out my contributions to our 403(b) fund at work and my Roth IRA account. I plan on retiring at 57 (which seems old...