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Hi All! Long time no see! I need some help with something - my elderly father's prescription drug plan is being phased out at the end of the year. I volunteered to research a suitable replacement. I don't know much about this, I paid only a little attention to the details when Part D was...

I just saw an ad for a Sprint 4G/3G mobile hotspot. $59.99 a month. I currently use Verizon 3G, and would gladly pay the extra $ for 4G with the speeds they advertise. I realize its pretty new, but does anyone have any experience with this product or seen any reviews? Or competing 4G...

Does anyone know if there are any potential issues with moving to another state while insured under COBRA? I wouldn't think so, but since health care is regulated at the state level it seems possible there could be issues.

Per the discussion in this thread, we're starting the Simplifying Saturday challenge. The idea is to take the opportunity, once a week, to rid your self of some belongings. Some may sign up for the 'one item a day' plan, and will want to post the 7 items they'll be getting rid of that week...

Just to gauge interest here - What if we started a challenge for people to rid themselves of one item a day for an entire year? We'd have a thread where every day people could post a description or even a picture of what they are getting rid of. 'Getting rid' of it could include posting it...

Pretty sure I know the answer but just to confirm... If you max out your contributions to a 401k by mid year (say), then get another job at a different employer, you cannot sign up for their 401k until the next calendar year, correct? Otherwise you will have over contributed. The other...

I want to buy one of Bernstein's books for a friend who's ready to take asset allocation and index investing seriously. I've only ever read the first one (The Intelligent Asset Allocator). Should I assume his latest book contains his most current thinking and is most relevant? Or is the...

I hit an interesting milestone. My net worth had peaked in May of 2008, just today I regained the peak net of new contributions. I was down 30% at one point (late Feb 09). Lets see how long it lasts.

Its a new year and a new decade so it seems like a good idea to review my AA model and see if I'm still happy with it. Its been more-or-less the same since 2002. (with a few additions and minor changes). I'll be rebalancing in 6 weeks or so mostly through new purchases, so I have a chance to...

Interesting comparisons. Got to Admit It’s Gotten Better « The Enterprise Blog

I'm curious about the non-financial considerations of retiring early with very small children. I'll almost certainly retire while my son is still quite young. Probably before he's even in kindergarten. I sometimes worry about what life lessons he may derive (or miss) from the experience...

Interesting read. http://www.nytimes.com/2009/11/07/your-money/household-budgeting/07money.html?8dpc Earlier I posted another, related piece by the same guy: http://www.early-retirement.org/forums/f27/four-questions-about-money-for-your-future-spouse-46989.html

And bringing back the 30 year. tg346: November 2009 Quarterly Refunding Statement

What follows is a ‘special case’ analysis of a traditional->roth IRA conversion in 2010. I say ‘special case’ because I make one key assumption that may not be true for many people, namely that the taxes can be paid from either cash or current income and not by selling assets, which may incur...

I thought this was interesting. Obvious to someone my age, but not necessarily obvious to every pair of young lovebirds. http://www.nytimes.com/2009/10/24/your-money/24money.html?em

If you filed for an extension they need to be postmarked by Thursday.

Just a public service announcement - the auction reopened today and closes on Monday. These are the same 2029s originally priced in January with the 2.5% coupon. They're trading a bit above par in the secondary market, yielding around 2.33%.

I was thinking about this nice little forum filled with LBYM types, sharing stories about their growing nest eggs, and wondered if somewhere out there on the internet there might be the opposite place. A site for people with lots of debt, swapping stories about reckless spending. I found...

Hussman Funds - The Destructive Implications of the Bailout - Understanding Equilibrium - May 18, 2009

According to this graph, the average bear market rally during the depresssion lasted 70 days and saw the market rise 30%. We're almost there. How Long Bear-Market Rallies Last

I certainly hope so. And I assume it is, since I don't see advertisements offering to buy the payment stream. But does anyone know if it is actually illegal?

Any opinions here? Maybe in the immediate aftermath of a downgrade?

According to this Times piece, the S&P's real annualized return was -5.1% in the 10 years ended January 2009. That's the worst 10 years in its history. http://www.nytimes.com/2009/02/07/business/07charts.html?_r=2&ref=business

Just curious if anyone here has changed their target AA based on increased concern you may have against inflation. I have made some adjustments, but I don't think I'm done yet. The main one is that all of my bonds are now inflation linked. I should add that when my AA was set up (~7-8 years...

I've noticed my etrade account does not show the inflation adjusted quantity of my TIPS - instead they show the original face amount. Yet the market price, which they show on their site, does take that into account. Thus when they calculate the market price with a simple P*Q calculation, they...