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I paid for it December of last year. I think it may be too late to dispute it. I told travel agent 4 times since March 23rd to cancel it. They reply with phone call giving me option to change date. Trafalgar not giving refunds. I heard federal government pressure airlines to give refunds...

Cancel Tour I booked a 21 European tour back in December for August 23. Due to the virus and 7 days is in Italy, I want to cancel. I pre-paid nearly $11,000 not including airfare in order to get a discount. My original terms stated full refund(minus $400depost) if cancelled with 120 days...

Fly radio control airplanes.

I have averaged 5.8% over past 30 years at 65% stocks. After retirement I am at 50% stocks and use a 4.5% estimate for future earnings.

Silver, their 2015 plans are listed on their website. Of the 6 plans I am tracking, only one is missing (4200/8400 ded). The 2014 plans on bcbsfl.com matched the healthcare.gov plans for highlands county Florida.

I'm paying $500.88/mo for a non-aca compliant plan for my wife and I (age 59/61). $10,500 ded/zero copy. I retired and moved from Ohio to Fl so my plan will be transferred from Anthem to Florida Blue Cross Blue Shield(only aca choice in Highlands county Fl). I am being FORCED on an ACA...

I don't understand your comment. The money would have to come from higher premiums and new younger enrollees. I know for a fact my premium tripled with less coverage.

Blue Cross Blue Shield of Florida updated their website today with 2015 healthcare costs. I see a 22% increase in their plans that cover a wider range of providers (Blue Options) and a 11-12% increase in their plans with limited providers (Blue Select).

I'm in the same boat as you ripper1. I need to draw about 65-70K from IRA's to live on. I am paying $500/mo for a non-aca 10K ded plan for my wife and I. We moved to Fl and will loose our policy the end of this year. The ACA comparable plan will cost $1474/mo(Florida Blue Options 1419) with...

Yes, the FRIP matches my assets. All of my assets are in ira's, mutual funds and cd's. I used "full view" to add them to my fidelity account. I then selected the ones I wanted to use in my FRIP including my wifes ira. In my budget I also segmented my health insurance and vacation expenses...

Fidelity retirement income planner does take taxes into consideration. Also, you should fill out the budget section as it uses 7% inflation for health care. When I filled out the budget, I went from funds left over to a shortfall. If you put all of your assets in, it will take after tax...

I finally got my identity verifed in mid December. My anticipated sticker shock came true. Luckly, I purchased a NON aca compliant plan 10K ded for wife and I for less then $500 month starting 12/31/13. Similar ACA plan with 12500 ded was over $1200 a month. I have to wonder how much of this...

Linny, I totally agree with you. I retired 12/21/13 and feel the same as you. No stress as I work a couple of hours a day on projects around the house.

I need to move to your area. In Ohio, our rates start at $1048.43.

I'm moving from Ohio to Florida so I'm looking for the best price for next year. In Highlands County Fl., the best ACA rate I can find is $992.88 for a $12,500 ded plan. If my UHC plan get underwritten, it will be out of Ohio.

What a difference! Try running it for zip code 43123, Ohio.

I have also applied for a United Healthcare HSA 10K ded plan. Wife and I are waiting for approval. At age 59/60 are premium (so far) is $412 a month. We have are fingers crossed. ACA compliant bronze plan is over $1000 a month.

Wife and I are getting an HSA plan Dec 12 through UHC, 10K ded, 11200 max oop for the two of us(including ded) cost $412 a month. 2014 ACA compliant bronze hsa plan is about $1100 a month for $6350 ded. per person.

I've only seen one catastrophic plan. Using ehealthinsurance.com for zipcode 43123, a 60 yr old couple. The catastrophic plan cost more then the bronze at $1204/mo for 2014. A similar 2013 underwritten plan is $400/mo.

I applied three weeks ago. So far it states "in progress" pending ID verification. I looked at the back door premiums and it looks like $1400 month for wife and I for a silver plan. We are just outside the subsidy range. So while I wait for that to be confirmed, we are looking at other...

Both plans have a maximum out of pocket. The ACA plan is listed in their brochure at $6350 per person or $12700 per family (page 6). The 2013 plan is $3000 per person. The ACA plan out of pocket includes the deductible. https://www.uhone.com/FileHandler.ashx?FileName=42542-UL201310.pdf

United Healthcare just changed their website to include 2014 ACA compliant policies with their 2013 policies. You can put your info in and then compare the plans side by side. I did that with mine using a 59 and 60 year old couple in Ohio, $5000 ded 20% copy and compared to a similar silver plan.

I think the catastrophic plans must provide "minimum essential coverage" ie, prenatal care and drug rehab. In my case, they still cost "double" what I pay now for coverage that more suits me.

I also noticed that United Healthcare (Florida & Ohio) posted their rates for plans through 12/31/13 and there was no increase on October 1st as many were expecting. However, the policies will only be good through the end of 2014.

I did state that these comparisons were "apples to oranges". The point I was trying to make was the very low cost plans that many people budget their world around will no longer be there on January 1st. Coming up with an additional $6000 a year for coverage you don't want or need can be very...