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Oh no… These will always belong to those of a certain age & survivors of a mis-spent youth…

Another USAA member (53 yrs & counting)... USAA effectively left Florida 3-4 years' ago after IRMA, so they now broker our HO-6 coverage to Progressive and act as the agent of record. Progressive is much more likely to modify coverages than USAA was when they actually underwrote homeowners'...

"New Year's Eve is amateur night." "Nothing food happens after midnight." Those words from more than one retired LEO acquaintance over the years. There will be some hors d'oeurve during the evening, we may be still upright at midnight, and we know we'll be waiting for the SWFL fireworks to...

Pay for the WSJ and the local (FL) Gannett rag during the winter (which gets worse all the time). Everything else I try to sneak into.

+1 on Bill McCraven’s “first task of the day done”. Last one up makes the bed, including DW’s decorative pillows.

Aloha, Nords - Did you get my PM? Just checking...haven't seen your request to join the Group yet.

This should not be framed as a counterproductive "we're worse off than you" argument. Yes, the impact of the use of AO is greater/ongoing because the civilian population continues to live in a contaminated environment. The rest of us did our time, were exposed, and left. The Chamorro people on...

Gents, thanks for the feedback. After ~48 years, learning about probable AO exposure was certainly not the way I wanted to start my 2019. But IIWII. FWIW, Andersen AFB was & still is one of the most contaminated sites - the POL depot just inside the main gate is a SuperFund Site. The last...

Old Guy; twice retired USN/USNR 1967-1988; retired as O-5 cryptologist Civilian ER, Class of 2001 (18 years!) If this is old news to anyone wandering through here or the military-related posts, mea culpa. If it's news, and especially if it applies to you, mission accomplished. While on Navy...

We use credit cards for almost everything. RIght now I've to $27 in my wallet, and DW probably has about the same (besides her $20 mad money). Probably 90% of our expenses are charged, and balances are paid off every month. One card is dedicated to automatic payments & online purchases, and we...

With few exceptions, we typically refuse all extended warranties. In the case of Apple products, our experience if that the half-life of any product is 2-3 yrs, at which point we'll probably start looking to upgrade to more current technology. Our iPhones last 4-5 years, and our iPads about the...

After following this thread, I had to weigh in. Gov. Andrew “Son of Mario” Cuomo, when asked why so many people were fleeing NYS a coupla years ago, said it was because of the weather. Nonsense. DW and I lived in western NY for our entire working careers. And loved it there. Sure, parts of...

SW Florida Marco Island, Florida. He's already got a place there that he bought 2-3 years' ago. Of course the size of his posse will be a whole lot smaller after he leaves the House... Hope he enjoys his retirement; however long it lasts.

We'll let you know... We're taking "Danube Waltz" from Passau to Budapest in August 2013 - leaving Passau on the 18th. Should be able to comment post-cruise in early September. Our only pre-cruise comment is that if you go through Viking to book everything, life will probably be a little...

A Cautionary Tale Have used H&R Block's product for 15+ years, having switched from TT for no real reason other than I liked their interview process a tad more. ONE CAUTION, though, iffin you are in H&RBlock's "get-the-CD-in-the-mail-and-just-re-up-for-another-year" group. Our 2012 CD (fed &...

+ Have lived in 4 states (NY, PA, VA & FL) & 1 territory (Guam). + Have traveled to 46 states - missing OR, AR, OK & MS, and will catch OR in September. + Have also been to two American "commonwealths' (Puerto Rico & Northern Marianas [Saipan]) 1 other territory (USVI), and probably won't get...

Two credit cards (one for "almost everything" and one backup), AMEX only for Costco, and USAA's debit card (they refund all ATM service charges up to $15/cycle, and we only use it to get cash) that we've used all over the place. The former &mploy&r's (no names, but think very recent $2B hedging...

We've done two cruises with HAL in the past 5 years; Alaska on the same trip that MickeyD took, and through the Panama Canal in 2010. We'd agree that the avg age of the HAL traveler is prolly 50+, but balance that against a company that really knows what it is doing, presents the cruise...

Great Feedback - It's our "next trip" Thanx for the feedback, fellow ER travelers. You've given us a lot more to think about. - Mt St Helens is already on the itinerary -- probably day-tripping out of Portland - Sisters is one of the places where our resources left us searching; thanks for...

BW and I are are checking off another state in September - Oregon. Only three more (OK, AR, MS) after that, and we're working on the U.S. territories... We're flying into Portland right after Labor Day, and back east ~2 weeks later. Once we get east of Portland, into the Dalles and start south...

Another Hilton User; old habits... I've been using the Hilton brand hotels since my w*rking days, and have stayed with them since we ER'd. We use Hilton Honors whenever we get enough points, but don't get all hung up on anybody's rewards program. But like foxfirev5 wrote, you need to check out...

I Googled the topic, and found out that it's supposed to be on display at the Ford Museum in Dearborn, MI - Heroes of the Sky at Henry Ford Museum It was taken there after the fight, according to the site www.south-pole.com Curious minds...

A coupla criteria to keep in mind as you shop around: + There are HELOC loans, and HELOC Lines of credit. Or at least there used to be both animals when we got our line 8-9 years' ago. One draw & (usually) immediate payback with a HELOC loan, versus the capability to take multiple draws over a...

After the first decade of ER, we've used our HELOC for "larger" purchases where, as Nords wrote, there might not be enough in the transaction account to pay for it. The new lakeside deck; the '04 'Vette; the things you just have to have... It's also a way to set up at-our-option repayment...

Le's see, and there's "Noo Yawk", and then there's New York State. The mere mention of which should open one up to "Why on earth would you want to live..." In the Finger Lakes region this week, south-of-Naples by the end of next week...