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can i put 125,000 cash into an ira? is there a limit whats the dif between roth ira and ira i have 125,000 bucks and i want to invest it somewhere and watch it grow. but i need returns of at least 10% this is lump sum i want to start out with

ok the house is paid off. i want to take out all that i can on my house ($125,000) and invest it. at 41 years old i have 21 years to go and i want to retire. at about 10% a year i can have a million bucks and that would be enough for me to retire along with my rail road pension. even if...