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Are there any other LBYMs who are worried about falling through the cracks in the healthcare reform legislation? In the Senate Finance bill, which is coming up for a vote, anyone under 133% of poverty is excluded from the subsidy and forced to go on medicaid which likely will have to change its...

ok, I have to brag on my brother, Steve Fecas who is a custom knife maker. These are some of his designs that benchmade has been using over the last 5 years or so. The Benchmades run about $30. His custom knives go from $700-1200 or so. Benchmade Snipe Folder by Steve Fecas 3.97" Combo...

OK, I did the first two, but I never rode the Coburg cow. We lived several blocks from there and used to play at the dairy and get samples. I know my brothers rode the cow, but I can't believe I never did it. One night while skinny dipping out at Folly, somebody moved our clothes. Scared...

Welcome, I'm from charleston and live in atlanta now. we're planning on getting out of atlanta when the housing market picks up. Now would be the time to buy if you can. We want to be someplace small after 20 years in Hotlanta. I would not live in Chicago because of the cold, but you would...

We're in atlanta, too, and we have a high deductible through Humana, 8 K, for $260/mo. for 2 adults and 2 kids. We are 42, 41, 8,5. Our first step was ehealthcare.com.

O Wise Ones, Anyone know about this? An old friend called me and said he is starting his own personal finance coaching business and is recruiting others to teach his personal finance program that he is developing. It was a short conversation, so I did not get all the details. So, I googled...

I'm 14 for 16 at this point. I was bragging to my DH last night. He told me that he set his picks to match our 5 yr old's so that when ds lost he wouldn't be the only one losing (and pitching a fit, losing isn't fun for a five year old) Kinda took the wind out of my sails.

We have much less stress and so much more freedom than most people we know. Family and friends are hurting right now. We are so LBYM more than everyone we know. But the freedom is so worth it. DH sees his kids all the time which he couldn't when he was working He hardly ever saw them. He...

I love this.

Firedreamer, I was the last person who said I wasn't rich. I guess that last one threw you over the edge, huh? But the truth is, we're not. We live on 18k/yr. for a family of 4. I wasn't joking about being like unclemick. Nor did I find the word rich an insult, I just know it doesn't apply...

Well, we're not rich by any definition. Frugal, yes. Rich, no. I do feel bad for my friends who are dealing with layoffs. Several of my closest friends' husbands have lost their jobs. And here's my dh not working for pay by choice. I will say he is working hard on home renovations, child...

ok, this may sound goofy, but here goes... I got a book out of the library called Energy Medicine for Women by Donna Eden. She has another called Energy Medicine ( I assume for the general population). She has acupressure exercises that help reduce the flight or fight adrenaline rush. They...

Look on ehealthcare.com. You should find lower rates than $600. We just upped our deductible from 6k to 8k. Our premium was going from $262 to $310. So we raised the deductible 2 k and the premium is $ 258 , I think. ages, 41, 41, 8, 5. It is an HSA which doesn't matter to us since we...

Last year we, family of 4, spent $350/mo on food eaten at home, $40/mo on food eaten out, mainly when we travel. We plan on moving within the next 2 years and having a large organic garden, possibly chickens for eggs. I'd like to buy local, natural meat then if possible. Fruits and veggies...

While the homeschooling movement had its' roots in the religious community, these days it appears that most people are doing it because of the differing educational values or avoiding certain influences reasons. In atlanta there are many secular groups. And in fact, influences are everywhere. My...

I was going to pull out quotes on which I wanted to comment, but there were too many in the end. I'll just give a few opinions instead. Please realize that there are many ways to homeschool. All of them are equally valid, and each family has the right to choose what works for them. We...

I would try to get the undergrad students for free first. I volunteered ( no pay) for several hours a week for a year when I worked with that family. I was about 26 with a masters degree and a full time job and found out about it because my friend was their music therapist. They had a full...

About 15 years ago I did volunteer work with a family whose son had autism. They went to the Option Institute in MA and followed the intensive play therapy oriented approach the Institute promotes. It did work wonders. The founders of the institute worked with their own child, and they...

Our prayers are with you. My niece had a rare cancer as a child. She had about a 30% chance of making it. EVERYONE she knew from the hospital who had what she had and took the experimental treatments she did did not make it. She did. She's a beautiful 20 something now, and we're grateful...

thanks for the info. I don't know if I would do this, but I might. I'm only 40, so I've got time. Also my brother is a boat fiend, maybe I could talk him into doing it for me for the fun of it.

Thanks for the info about Kayaks. I think they are so cool. Off to investigate.

Love this idea. We want to do the farmers market several years from now after we move and get the organic garden going. I'd love to do soap and other things as well. Are they hard to make? I really don't want the animals. I wonder if purchasing the milk is viable. I'd love to make cheese...

Very curious how you made the kayak. I've never used one but am hoping to one day. I've never heard of a hand made one. Do you have to be a skilled woodworker? Thanks.

Well unclemick, we are following in your cheap bastardhood footsteps. We 're around 40 and hope to make it 20 yrs until a reduced pension kicks in. We live on about 18.5k for a family of 4. It's all about defining what is enough for YOUR situation. WE can do this because we are...

One thing we are doing is planning on withdrawing our health ins. premiums from our 401k without paying a penalty. Perhaps that is something you could look into. You sound like you can easily live on your pension and have the $120k as a good emergency fund. Also, if you only withdrew a little...