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The title says it all. Just trying to figure things out.

vital stats: Me 38, wife 40, no kids $40k in IRA, $20k in taxable investments, ($10k in money market for an emergency fund and $10k in mutual funds) $250k mortgage 6.25% fixed, 29 years left. $70k owed on business loans but this will be paid off in 2 years and that will free up $700 a...