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I've been working my way through the Bernstein book. All makes great sense, until I look at how Vanguard 2020 tracks against the Dow. I'm surprised at how closely it tracks. If the 2020 fund represents diversification, I'd expect it wouldn't be this close. ^DJI: Basic Chart for DOW JONES...

Wanted to say hello! I work for AT&T, and have been outsourced. Fortunately, this means I'll be doing the same work for the same money at another company. However, AT&T considers me a retiree, so I've got a bunch of decisions to make. Will be making heavy use of the search function. Started...