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Actually we live in Texas. I grew up on a working ranch in Wyoming. Went to school in Colorado (CSU) and moved to Texas after grad. school. Love Texas, will never live in Wyo again but visit family and friends often. We are building a house (with cash) in Kerrville...very$$$$...shocked at...

Thanks. Need all the help we can get. We know how to work but not how to not work.:confused:

OK I get it...I heard of that movie but haven't seen it. Heard it was number one the weekend it came out...all the Boomers went to see it. Thanks for the advice. Any ideas on how to draw out $$$ Is there a thread for how to undo the savings of three decades?

Bucket? Not sure what you mean by bucket. Can you give me some direction?

I inadvertantly put my name instead of a screen name as my user name. How can I redo this? Thanks

I'm a 57-year-old getting ready to be ex-college professor. Hubby is M.D. We are kinda, sorta, semi, retiring in June. We will both try to work about 8 - 10 days a month in our respective medical specialties after that. Kids are 26 and 24. Youngest will be out of professional school in May...