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been buying a few shares. The sales growth has been impressive.

Just stopped in Margaritaville Daytona to visit friends who are trying to buy there. Very vibrant. Not your typical 55+ community, but not a bunch of parrot heads either. The demand for these homes is outrageous, very impressed with the quality of construction and the resort style...

Thanks for all the input. I've decide to keep the note. Primarily because it's not in the stock market money for DW in case I kick the bucket early. To me the loss was a paper loss that I would likely make up over time in the VTI fund. The property is worth about 50% more than when I sold...

The borrower could have credit issues, not sure. I think I will send him one more email on the subject and offer more of an incentive. I wish I could sell at a premium...

yes, that's true...but then there is the inflation perspective too.

Thanks. I think this is the approach I was leaning towards. What makes it harder is watching the market go up.

I've done this in the past year as stated will try again.

I have a mortgage note I'm considering selling. Originally it was for 120K at 5%. It's about 6 years old with about 108K principal left. Monthly payments are $644.19. I called a firm that is offering $86,333 for the note. I'm thinking of taking it. I don't need the lump sum, would invest...

I got the reserve card earlier this year primarily for the travel insurance. That along with travel credit makes it worth it for us. Also just saved about $100 on a rental car with avis vs kayak with their benefit program.

Two military pensions,DW SS, and two V VA Disability payments, rental income and interest income on a note we hold. Our retirement savings are for LTC at this point. Total about $150K annually.

Yes. Deferred, planned, and pop-up spending. We retired on pension income primarily. Now, our excess income is in savings, ibonds, and vanguard.

Got canned from a part time job after graduating from college. Long story short, disgruntled customer that by the time she got to me didn't want to hear anything but yes. She asked if I would load her car and I said she would have to drive into the loading zone (company policy). Any who, best...

Laundry off master bedroom, well ventilated pantry, no gutters except as needed around doors, zoned hvac, no grout lines on floor tile, ensure landscaping allows for water to flow away from house, make decision to go solar to integrate with construction same with backup power generator,

First came her 22 years ago. Have come back about half dozen times. Probably a month or two a year for vacation, with options open for longer stays. Realtor has not said anything, in fact maybe the opposite regarding management of condo building y. If we decide to buy she will likely manage...

Under 100k to over 1million USDs. We are looking at the low end.

Not sure. I'll ask on Monday.

Anybody own a condo in cancun? Would you buy it again? May have posted question before, but meeting with Realtor on Monday. Concerns regarding property management, ease of selling, foreign ownership will likely prevent me from pulling the trigger. But, I do love the beach here. The realtor...

Thanks. That's what I thought. We went thru this before when she found out about silver sneakers. This time it was dental and vision add ons with the plus plan. That sounds good until you are stuck in a provider network.

DW is now 65 and has Tricare for Life + Medicare (A+B). Any good reason to get a medicare advantage plan too? Any good resources for researching plans?

so why are you comparing cds to equity funds? Total return includes capital appreciation plus distributions. I do agree with you that holding nav is a quality to look for in a cef. These funds appear to have been decent sources of tax advantages income for long term holders.

Total return is actually not bad for these two funds over the last 10 years...over 10% annually for GAB and over 12% for ASG.

Ditto for the AC. Closed doors and windows when it gets cold. Turn on gas fireplace sometimes. Bedroom 68 at night thanks to mini split.

Beginning to research a condo in Cancun. The one we are looking at is called Solymar. It's next door to the Sun Palace where we usually vacation a couple weeks a year. Anyone own a condo in Cancun? My biggest concerns are on-site management and financials of the condo assoc. While we have a...

Another option is trading them in to a resort. Friends traded an RCI timeshare into palace resorts. They got three or four weeks free and now never have to go back. Palace resorts are all inclusive they sell membership like a timeshare less the annual maintenance fees. You only pay if you go...

Thanks. So, I think the only way around this is if the two rollover IRAs were transferred/rolled into an existing 401k that would allow back door Roth with just the remaining IRA cost basis.