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    Literally: Life After Fire

    I’ve been retired for 10 years now and the main reason other than RE was I no longer wanted to work for stupid people. My “purpose” after was remodeling the house. I went heavily on it for the first 2-3 years, but took more time to do a better job than the projects I rushed over weekends while...
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    Blow that Dough 2024

    I haven’t been here for eons since we retired, me 10 years ago and DW 7 years ago. Our biggest BTD expenditures have been flying FC/Business if the flight is over 3 hours. This means we’re willing to fly coach to get us to our main hub and then fly FC to get to our destination. Lately, we’ve...
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    credit card fraud pending

    We recently had fraudulent charges on our Costco CC. It started out with 2 small Amazon purchases. We have an Amazon CC, used exclusively for Amazon, so obviously fraudulent charges. I did dispute the charges yet as we were going on a trip and I needed to use the card. About a week later...
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    LTC coverage, one real life example

    I opted for group LTCi through our state PERS plan. Daily benefits started at $200/day for nursing home care, with simple 5% inflation. Currently, our daily benefit is at $270/day. There is a 90 day deductible. Benefits will last for around 4 years, assuming payout at the maximum. Premiums for...
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    ltc insurance

    As part of our retirement benefits, we purchased LTC group policy for each of us. It has simple inflation protection. We got it to protect the spouse who didn’t need LTC.
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    Coronavirus - Travel impacts II

    I’m certain you can call in and have them split the reservation so you can go and cancel hers. This assumes the tickets weren’t purchased on a special promotional offer similar to the Alaska Air Companion Fare.
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    Behavior Patterns in Panic Buying

    We did our restocking just as the run was beginning two weeks ago. We were low on tp and paper towels so got our usual and they were in plentiful supply at Costco. I knew we were low on rice and would need it in a couple of weeks so we picked up a bag. Last week, with the panic buying reported...
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    Help with Property Tax Appeal

    I appealed once. My basis was that my neighbors property tax assessment went up by 1-2% while mine went up by 5% or something on that scale. Granted, I didn’t use a neighbor down the street whose assessment went up by 7% as an example. They came back and reduced ours to be more inline with the...
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    Diagnose this electrical problem?

    Since this is an electrical trouble shooting thread, it might be helpful to know this. I was helping a friend with an outlet not working in the bathroom. I put my induction tester to the hot lead and it read no power. As I was undoing connections, I got a spark. Turned out two hot leads were...
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    Global Entry appointments

    Check in January. We had the same problem and scheduled our appointment in Houston during a trip in February, which would’ve required a special trip back to the airport. When I checked in January, dates opened up in Seattle so we were able to interview before our flight to Houston.
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    Global Entry appointments

    As I recall, your PASSID is your KTN for PreCheck. You just need to add it to your airline profile and current reservations. Be aware there can be a problem on your existing reservations. When we checked in the day before our first flight after getting GE, we didn’t have PreCheck on our boarding...
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    What led you to retire??

    I had planned to retire at age 60, when my pension would kick in. This was down from age 67, before I realized what the pension meant for our plan. At age 58, I was willing to work until age 65 or so, but we got a supervisor who thought his position was just a figurehead that blessed everyone’s...
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    Your recent repair? 2013 - 2020

    Recently, our pellet stove shorted out. All signs pointed to a dead circuit board, so that part was ordered. When it arrived, the fuse blew within a second, caused by a shorted igniter. Fortunately, it didn’t kill the $400 circuit board this time. So a new igniter was ordered, but had to wait a...
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    Anyone Comfortably Retired With Retirement Savings Under the Million Mark?

    We started retirement with < $500k in savings, but with pensions, SS and double coverage on health insurance. Initial plan called for us to hit savings hard the first few years, but as the income streams came online, they would cover monthly expenses. Also, once the mortgage is paid off, we’ll...
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    HELP! Any advice for Plantar Fasciitis?

    I suffered from heel pain over 25 years ago. It got so bad that I had to walk on tip toes most all the time. On one business trip, I went into a sporting goods chain and bought a pair of ASICS gel sole running shoes. As I walked out the store, my heels hurt, but they felt better in the shoes. It...
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    Planning to spend more in the go go years?

    My original plan called for a significantly higher WR in the early years, with it reducing as retirement income streams kicking in (pensions & SS). I believe it averages in the 3-4% over the life of the projections. We’re currently on year 6 and income streams currently exceed monthly expenses...
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    Question re: rolling funds from Megacorp

    I transferred payouts from 3 employers into one rollover account. To date, there hasn’t been a need to keep separate track of any of them as they were all treated the same for tax purposes. The benefit of combining was I didn’t need to keep track of 2 small portfolios in addition to the big one.
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    Help! -- Teen wants to start playing football

    Based on your his medical history, you definitely made the right choice. One thing to think about for his future play in soccer, is that it gets much more competitive as that age. While he can avoid heading while younger, sometimes the only way to stop a scoring play is with your head. In...
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    No WiFi on Cruise??!!

    I have LTE in Juneau and got it intermittently near other towns. It is on AT&T networks, so your coverage may be less with your service provider. A friend had no coverage at a Village and later found out her provider had no agreement with AT&T there.
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    No WiFi on Cruise??!!

    For the most part, there will be cell/4G+ service (LTE service is available in some locations), as you come into range near cities and villages in Alaska. Free WiFi is available in towns as many businesses provide it, plus city libraries. In Canadian waters, you’ll be internationally roaming...
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    Global Entry Pass and TSA Travel Pre-check

    You can’t use your PassID as your KTN until after your interview and you’re accepted into the GE program. My understanding was the number wasn’t put in the system until after your approval. I’d also activate your GE card just in case. Our TSA PreCheck #’s expire in June, so we went through the...
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    Home Sale Via Fixed Fee Real Estate Broker?

    They were only paid if the house sold at closing.
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    The joy of the pellet stove?

    We bought an Enviro Mini for our basement about 10 years ago as our main boiler runs on heating oil. On our main floor, we’ve had an old inefficient Franklin wood stove to supplement heating. Last year, I noticed the flue on our wood stove was shot and needed replacing. Because firewood was...
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    Home Sale Via Fixed Fee Real Estate Broker?

    My son sold a house using a fixed rate broker about 2 years ago. He needed to stay on top of everything, calling the broker many time to make sure the broker completed the tasks they were obligated to do. He had direct dealings with the buyer agents to make sure things didn’t fall through the...
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    How to Cook with No Recipe?

    I think a way to go about it, is to learn a few basic recipes and figure out how to adapt. For instance, I have a pizza dough recipe that I use for breadsticks. Also, my pizza sauce was based on a recipe that is no longer made the same way twice (they’re close). We went to a build your own pizza...
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