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What about commissions? Thanks for the links. I think he had a personal meltdown. Do I have to pay commissions to move all the stocks etc. to another broker?

I have all of my accounts at Wedbush. There has been considerable loss of principle. I emailed the broker to call me. His reply was " I will not talk to you. I will resign from the accounts on Monday morning. You must move your accounts to another brokerage firm". What do you think of this...

Wow That that is a lot of information. I'm leaning towards Janus Smart Fund- Conservative. Check it out. How does it look?

Janus Smart Funds ? Does anyone have an opinion on the Janus "smart funds" vs. Vangard "retirement funds"? Thanks for the input!

Tell me more What exactly would you recommend her money be in ? Yes she gets S.S. but needs $2,500/ month on top of that.

My Mother has 600K and is 80 years old. She wants to leave the 600k to her children and needs it to supply $2,500/ + inflation per month to live. What is a safe approach for her? Thanks for your thoughts