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A Big Hello to All... The DW has been buying into Pimco total return bond fund for many years in her 401K. We wanted our bonds in tax advantaged accounts so that was the best one available. Never liked the $ .85 % expense ratio but had to live with it. Now for the first time the 401k has a...

Good Morning Group, I noticed in the Fast track House and Senate work going on in D C this week they mention some forms of Means Testing for Medicare in the future. I want go back and list the news articles at this time but I'm sure some of you all have picked up on it. This group has seen it...

Hello friends, Yes, I'm some what celebrating. Did Alabama win a champ game? Thank you, thank you very much. Elvis has left the building. Steve

Hi Group, Have any of you, ever taken the train tours throughout the Utah/mountainous areas and national parks? Some trips seem to tour several different parks and cover a lot of territory. I've always thought those might be great trips. Steve

I know the Wellesley Income Fund is popular here on the forum. I see the admiral share ER is very reasonable. Do any/many of you own it in a non IRA/401k environment? Tax efficiency is pretty important !!! I'm just wondering how well this fund would work in retirement when all money invested is...

There's been some discussion on whether to sell tip bonds that were bought back in 2008 over at bogleheads. Some of us could sell them with a long term capital gain. These thoughts came to me so I posted at the heads site and now here. What are your thoughts on this? I too bought individual...

Whats the story on retiring in Amsterdam? I stumbled across some retirement forums about it online but it had very little information. Is the cost of living reasonable? What about the crime rates? Do any of our more experienced travelers know anything interesting about the area? Lots of...

I see that a 7 year CD is at 3.49% That is as far out (in years) as I see at the website. What are the rates at 10 years? How should a new customer apply for 10 year rates? Would I need to take a small short one to get in on the longer rates? I have some money coming available from a muni bond...

Interested in experience in pre-existing illness. How picky do the insurance companies get on determining what has happened in the past? For example, if a person has a knee replacement on the right knee but no problem seen on the left. Then 1 or more years later, the problem might be showing up...

Hi Group, Have any of you used or owned a slid in truck camper? If so do you like them? Does the truck handle all right loaded up? I own a 5th wheel & a pop up now. I have owned a travel trailer regular bumper hitch before but never the slid in type. Just been thinking about the advantages &...

There is a special TV show on tonight (history channel- time 9 central) about the people of the swamp. Not sure I have the name of the show perfect but sounded interesting, considering everything that has happened to the Louisiana area in the last several years. I've been contemplating a trip to...

Are there many board members that played music in their earlier years? Maybe that practiced up and returned to playing, that actually made a little side money doing so? Or at least had a lot of fun doing it? The only person that comes to mind is T-Al. I hope you will chime in and give me your...

Just throwing this new thread in to draw attention to some changes in rules and hoping for more. Check it out. I would have loved to have had acess to some of the cool government funds, like some of you all have. Although since I'm already retired it probably want help me. Steve Why New Rules...

What is the best way to play these dinner invitations? I'm starting to get some very nice invitations to eat and listen to invest bull crap. How do you guys play this game? I'm interested in eating but not so much in their investment theology. How do you guys handle this without getting to much...

I was talking with my better half this weekend about how cool it must be to travel/live in all the places you have. Would you mind giving us the story on where you have lived and your opinion of the best places? Where would you say a person from the U.S. should start out trying, to get...

I guess this is very political but here goes? Did you find yourself looking at issues differently at retirement? With health care becoming very important to me at retirement I began to listen closely to all the political wrangling of the recent debate. I've mostly been a conservative type person...

I've been getting hit with unsolicited phone calls on Fair Tax. Since I didn't know much about it I decided to look around the net on the subject. I think this small part of one page will be interesting for retiree's. I'll also post a link so you folks can see where it came from and read...

Are folks on this forum planning any IRA to Roth conversions? I haven't noticed a lot of discussion on the subject. If so how will you pay the taxes due? Quarterly or something else? Do you see it as a big advantage going forward? Feel free to use/read and share your crystal ball visions of...

Hello Forum Buddies, What is your story and experience with your individual health care coverage in retirement? Have you actually had to use it in a major way? Did you feel you or family member was taken care of as well as you would have been under an employers health plan? Yes, I'm about to...

I don't have a count down meter like W2R did, but looks like things are falling in place for me to retire. The official date on paper will probably be 1/02/2010 but I have not signed on the dotted line yet. I am taking one week vacation this next week and two weeks vacation at the end of...

Morning Group, Looks like I'm now shopping for family coverage so I can enter retirement at the end of the year. I've always had coverage through megacorp so I'm a little lost doing the shopping for my self. How do I determine if an Individual Blue plan (blue Cross) is the right way to go? Or...

I was googling around, dreaming of retiring abroad and came across advertisements like this. Places like Uruguay/Argentina as well as others. Is there any truth to these type claims? The thought and fantasy of this type stuff is appealing but how much reality lives between the lines? Some of you...

I was searching for info on how health care reform might affect early retiree's and came across this site. It just happened to have a little information on retiree's. It may be a good site to check out as the weeks/months move on with the health care debates. Comments about your interpertation...

I think I've seen it all now. Just think if one of us had been wise enough to invest in the right tomb, we could easily retire early. Beats all I've ever stepped in, Steve PS. You want believe where the bidding is now !!! PSS. The Lady that is selling it is definitely getting the last laugh on...

Here's a somewhat interesting article about health care. Mitchell Bard: When It Comes to Health Care, Why Do Republicans (and Some Centrist Democrats) Hate Americans?