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We're still spending more. This past weekend we replaced our 31-year old clothes dryer and 24-year old refrigerator. Test driving cars now to replace my 23-year old vehicle. Sales are plentiful and prices are nice and low.

Hmmmm...maybe we will give this a try after all My husband and I have always done about 95% of upgrades/home improvements ourselves, but after upgrading two bathrooms and the kitchen in the past year and a half, and turning 62, I was feeling that I wasn't up to our next proposed project of...

I'm older than my husband so I started taking SS last year when I turned 62, based on my own earnings. We'll see what we want to do about his benefit when he turns 62 in a couple of years, but I expect he'll take it then.

None of the financial institutions I use charge a fee to download info to Quicken -- this is the first I've ever heard of a fee. Which bank do you use?

I only upgrade Quicken every 3 years -- am now using 2009 Premier, Release 4. It works very smoothly, the couple of glitches I had with Release 1 have been corrected. This software came with a couple of extra programs that I didn't really want, but now plan to use -- Quicken Willmaker 2009...

Actually, we are spending more Yes, we are spending more. However, we have always lived way beneath our means and even with the extra spending, we are still socking away quite a bit of money. We tried and failed to sell our house last year -- then the economy tanked even further. Almost...

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With you for me and me for you, we'll muddle through whatever we do....together... Hi Tom, My husband and I are a few years older than you (I'm 62 and he's 59) and when I read your story I thought, "been there, done that".....and we survived. I won't go into detail because I just want to...

My dentist only put crowns on teeth that had multiple fillings that were beginning to disintegrate. Otherwise, he replaced any old smaller mercury fillings with lovely porcelain fillings (at my request). Same treatment for my husband, except my husband had a partial permanent bridge (4 teeth...

Well, it appears the judge thinks they have a case. Here's a link to the website that outlines all of the legal action on this case: Abbott Labs Employee Benefits | Sprenger + Lang | Class Action Attorneys | A Class Action Plaintiff Law Firm

What amazes me more is that they took the millions of dollars that they would have given to 14,000 Hospira/Abbott employees for pensions and health care and put it right into the pockets of Miles White, Abbott's CEO (and other executives got a share too). Shameful. I hope the employees win their...

Judge allows class action vs. Abbott to proceed Mon Jul 14, 2008 7:51pm EDT By Emily Chasan NEW YORK, July 14 (Reuters) - A U.S. judge has allowed a group of former Abbott Laboratories (ABT.N: Quote, Profile, Research, Stock Buzz) employees to go to trial in their class action lawsuit against...

We will have to pay 37% of the total cost of premiums (this is based on my husband's years of employment). If he retires this year (which he will do if we can sell our home), our monthly premium will be approximately $600. As each of us reaches Medicare age, the company requires us to buy...

I always bought Supima sheets, but I hated that after about a year of washings, they became thinner and would rip easily. Then I bought a set of those 1200 "tarps." I hated them before I slept on them because they were so heavy compared to the Supimas. I was really sorry I bought them. Then, I...

As my husband and I often remark, "It looks good on paper."

Thanks, cjking -- I'll look into this. I have just recently started studying the Excel tutorials. I was planning to more fully learn the program after retirement, but I see that I should spend some time learning it now because it might help with retirement planning. Thanks again.

Very interesting information about Excel, cjking. I'm still using Excel 2003 so I didn't know that Excel could do all of the things you mention. I did just get a laptop that has a trial version of Excel 2007 on it, but I haven't opened it yet. Can't wait to try it now!

I've been using Quicken since it first came out in the 1990's. For the past three or four years, I have been downloading nearly all of my transactions. I currently have about 30 different accounts (most are laddered CD's) and will probably have more in retirement. I track everything, so I always...

During the past three years, in anticipation of retirement, my husband and I had all old, worn fillings replaced with new porcelain fillings and crowns and we each have gold crowns on back molars. Our plan didn't pay much - maximum of $1000/year till this year, then $1500 (besides routine xrays...

Rather, look for a disclaimer in your company's benefits summary plans which usually states something to the effect that they will not guarantee continuation of any benefits and they have the right to change or cancel them at any time. Companies have long included these statements. Till the last...

I think the update to TurboTax will give info on the rebate. I just filed with TurboTax Online this week, and there was a section about the rebate and what we would receive. It also gave us the option of having a check mailed or having the rebate direct-deposited into our account.

Congratulations! My husband's last day is also May 31, 2008, and we can't wait! Our first year of retirement will center around selling our house and relocating.

No, we've run our figures through many, many configurations using very conservative rates and higher inflation. We have always lived beneath our means -- we're "the millionaires next door." I grew up poor, so I still know how to live on next to nothing -- not that I want to go back to those...

We're currently earning about 5.2%. Our total portfolio has been invested conservatively for the past couple of years as we are winding down for retirement in the next few weeks. Had we lost money in this awful market over the past year, my husband would have refused to retire. After retirement...