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One other side of things is that raising kids is not easy by any means. I feel that you should truly WANT to have a child not because you feel you're supposed to etc. You already have more savings than I would guess 85% of people have when they have your first child. That doesn't guarantee you...

I am almost 30 and could use some help in coming up with a long term plan that helps me meet my goals. I thought I would introduce myself in this forum and if anyone has any answers or input as a result, great. Otherwise, I will just have to break up my many questions into many posts as I try to...