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Nords: That is fantastic information on WHEN to apply for military service. Most people (including myself) would have never thought about that. pb4uski: I am not much help since he lives in Houston, and I'm all over the place (currently in Florida). When I do visit (2-3 times a year)...

He doesn't have his own family, nor does he have many friends. He considers himself anti-social/ socially awkward. I honestly think he is shy. Savings I don't know. I always try to talk to him about money stuff, but he ignores the question most of the time. He does like to collect DVDs and...

I don't think he gets regular physicals. Is depression even real? Serious question since I don't understand it either.

His current load is FT work and 6 hours of college per semester. I think he is burning himself out. What I don't understand is that he wants to look into engineering or some other type of employment. His current employer (H-E-B groceries) will apparently pay for the education if it is...

My brother is 32years old, and is extremely unhappy in his middle management job. From what I can tell his is the guy who prepares the cash registers for a large grocery store chain. Apparently he handles the money. He is also one of 2 people who know what they are doing in that department...

Does anyone practice these supposed money saving tips? I have never heard of the last three.

Welcome!

I've only been in 4 3/4 years, and have only put my money in TSP. Right now it is in a L2040 fund, with an additional 5% each in S and I. Why I did that I have no idea... obviously still learning but I started the contributions a little over 4 years ago. My reason for going with the TSP...

You could always be my neighbor in Fort Walton Beach!

I didn't know this actually. I will have to ask the H&R Block lady at the BX sometime this week. Thanks!!

I still have hopes of making the cut for USAF OTS someday, but I haven't been on-station long enough to get a recommendation letter going. Apparently going on these mandatory TDY's and frequent deployments kill any hope of getting face time with leadership. Heck I can't even get into Army...

I see myself staying on AD for quite a while and will probably have a rental agency take care of the property if it doesn't sell. Wouldn't insurance take care of the home if a hurricane blew it away?

Glad to be back! I PCS'd off the island March 2010 and was shipped off to Eglin AFB. This area reminds me of Okinawa (sun, heat, sand) and everyone speaks English! I am glad I missed the earthquake, but my friends tell me the island didn't see much action. Next career move? There are days...

Does that happen during a normal inspection? I have already told my real estate agent and loan officer that I will buy an annual termite bond.

Does anyone have advice for a first-time home buyer in the panhandle of Florida? What I should look for when getting quotes on homeowner's insurance? So far everything seems to be going real smooth. My loan officer and real estate agent have been great, but there are somethings that I...

This sucks. I won't be in town :(

Reminds me of an AFN commercial :laugh: Guy gets picked up for Officer's training, and drives home from the club intoxicated. End result was losing his OCS slot, suspended license, and all of the money he and his wife saved up for a house was spent on legal fees. YouTube - AFN Commercial -...

Thank you for all of the comments and advice. If you've got more keep them coming. I've considered the ROTC route, but I have already received my BA in Liberal Studies. The comment about looking for a BSEE program was just my ambitious goal of getting a second Bachelor's while I was in. The...

So it has been awhile since I've participated on this forum. Since I'm PCSing I figured this would be an awesome time to say HI! ;D I didn't make the USAF "O" cut. I was bummed out for a bit, but after a day or so I was ok with it. Since then I've been going through my daily duties the best...

Man I love reading these posts. :)

I live here, and I like it! Humidity is creeping up on us really fast though, but I'm from Houston so I'm familiar with it.

Does anyone pay a monthly fee to have their credit monitored? I've thought about paying the $12.99/month www.privacyguard.com is wanting just so I could see the activity (or lack of) on my credit score. Would this be worth it? Are there any cheaper solutions besides checking for free once a year?

Was the market this bad after 9/11? It wasn't that long ago, but the media makes this economic situation seem much worse. Is that true?

When saving up cash how much is enough?

Congrats! BUT holy crap I have a long way to go before I can see retirement benefits :(