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  1. MGYog

    What have you acomplished in retirement ?

    I learned how to surfcast....bought my gear, and am now catching fish in the surf! Oh happy day!!!
  2. MGYog

    When will home prices rise again?

    We have lived in the same home in a suburb of Chicago for 27 years. This is where all my kids grew up, went to school, and flew the coop. We had our house on the market for a grand total of 18 days!!! It was snapped up by a single, middle-aged lady who paid full price. Even our RE agent was...
  3. MGYog

    Where did you grow up?

    0-9 Manila Philippines 10 - 12 Chicago, IL 13 - 20 Manila, Phil 21 - suburb of Chicago 62 - downtown Chicago and Florida
  4. MGYog

    Wife gets inheiritance

    My DW has a separate checking account aside from our joint account which she really doesn't use. Whatever money she has is hers, and she does have at least 100K in her savings. Being an old fashioned gent that I am, all our expenses are from our joint account, and whatever she fancies she can...
  5. MGYog

    Travel & work abroad site:

    Thanks, that was informative.
  6. MGYog

    Singapore and Beyond

    Just got back from two months in Asia....whhhhoooooowwwweeee. Went to the Philippines (wife's family building a rest house on top of a ridge in the center of the island - helped put in a septic tank and water supply system)....then visited my second child, daughter, working in Singapore after...
  7. MGYog

    LBYM.. and then some.

    I second the motion. The greatest drain to my pocketbook is my wife of 34 years.
  8. MGYog

    Those w/Pensions: How much do you pay in?

    2.4% pre-tax matched by the county government. No SS payment. Between 1991 and 2005 there was an option to buy an additional 1% per year to your years of service for an increased annuity, which I did. Separate pre-tax 407 available with no match from the county. Pension is fixed COLA of 3% per...
  9. MGYog

    More Pension Fund Trouble

    This is a question that Goonie or utrecht might answer. If you qualify for a local or county pension, and also SS, doesn't the Windfall Elimination Provision apply?
  10. MGYog

    Retire on 3k per month thoughts...

    OK...this is a start for Alpo recipes. I would first saute (in 1 teaspoon of olive oil) half a small onion chopped into strips until slightly brown, then add a medium sized tomato previously chopped up into quarter inch cubes. Let simmer for about 3 minutes, then get an ordinary can of Alpo...
  11. MGYog

    Almost Homeless

    I have always said that the most successful and driven people I know have been those that went hungry for some time ( a little or a lot) during their formative years because of some unfortunate event. What does not break them, makes them. Unfortunately, many of our middle class workers may not...
  12. MGYog

    Pirates

    Ummm,this is a made-for-TV movie asking to be cranked out fast. Since there won't be an actual shoot-em-up in real life, I'm gonna wait for Hollywood to show me how the "good guys" win. Preferably with a young, nubile actress in fear of those rapacious pirates.
  13. MGYog

    How old are your cars?

    1998 Toyota Camry 175K 2000 Toyota Avalon 99K 2004 Toyota Van 25K
  14. MGYog

    GM a high risk, high return buy?

    What about American firearms manufacturers? We should be near the best in manufacturing those, right? Is that a mad money possibility?
  15. MGYog

    Interesting Avatars

    I really liked the legs and those pumps.
  16. MGYog

    Peace Corps targets retirees for overseas jobs

    I have been considering joining since I heard JFK's speech a long time ago, but w*rk and family got in between my wants. I have attended a couple of their intro sessions recently. The only thing that's holding me back is the 27 month commitment. I'm not too scared anywhere rural. It's the cities...
  17. MGYog

    MagicJack: Cheap VoIP

    I got a Magic Jack registered here in the US with a local number and sent it overseas (Asia) to my wife's family. I can now call up that local number and talk to them ad libitum. This, I think, is the best feature of Magic Jack. The biggest drawback is that you cannot dial a foreign number more...
  18. MGYog

    Man beads

    NO BEADS WANTED (or needed)! Thank you.
  19. MGYog

    Anyone using Magic Jack?

    The MJ sent abroad (Far East) works very well. If used from the Far East linked to the computer, it is a direct dial to any10 digit phone number in North America!!! As long as the 'puter is on, anyone from NA can call back the MJ phone number just like making a call in NA. Occasionally, the...
  20. MGYog

    Fishing from a pier in Florida

    Jambo, thanks for that bit of information. I have fished once at the Flagler Beach pier, and agree it's a nice place to throw a line in. I will explore the High Bridge Road area since I did not know about that. Can you launch a kayak in that area, if you had one, to fish, too? Marc P.S. I...
  21. MGYog

    Best Exit?

    Heck, I've been doing that the last 10 years or so. I have reserved the following sports to learn when I reach 72: sky-diving; and/or scuba diving. If I make a mistake, it's over quick.
  22. MGYog

    Fishing from a pier in Florida

    Thank you, everyone, for replying to my original post. Ha, I will be in the Flagler Beach area, which is the Northeast coast of Fla. I have never thought of driving around to do all the piers. What a good idea!!! Sort of like what we do when we visit California, take in one or two new Fr...
  23. MGYog

    Baby Boomers are Now Delaying Retirement

    Well, there is one saving grace in this. As Alfred E. Newman says "What, me worry?" After all, we'll all be dead when (and if) this comes to pass. So as Ha says "Happy Days are here again!"
  24. MGYog

    Fishing from a pier in Florida

    Where I will be temporarily living (Florida) after I retire will be close enough to a fishing pier which I have scouted out. I plan to make acquaintance with the "pier rats" to get a few tips on how to fish from a pier. I have also ordered a book titled "Pier Fishing" and am now perusing it. Are...
  25. MGYog

    Calling the bottom!

    Just put in 10K into VTI. I put my money where my mouth is (while crossing fingers).
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