I totally agree with the OP's link.
I have a friend who was always very comfortable charging stuff and making minimum payments. Living just a smidge past her means, so the debt was growing - but not super fast. Her first husband had crappy credit - and when they got married - she added them to her cards... and the debt started growing rapidly. Then they started fighting (in large part about what the *other* was spending.) It became a competition to see who could spend the most. When they divorced the settlement was a 'division of debt' - not a division of assets. Even after the divorce there was one card that hadn't fully been transfered to him - he defaulted and she was taken to court.
She still has spending issues but her current husband has set firm rules and limits... he's super frugal - which helps compensate for her spendy ways.
I have a friend who was always very comfortable charging stuff and making minimum payments. Living just a smidge past her means, so the debt was growing - but not super fast. Her first husband had crappy credit - and when they got married - she added them to her cards... and the debt started growing rapidly. Then they started fighting (in large part about what the *other* was spending.) It became a competition to see who could spend the most. When they divorced the settlement was a 'division of debt' - not a division of assets. Even after the divorce there was one card that hadn't fully been transfered to him - he defaulted and she was taken to court.
She still has spending issues but her current husband has set firm rules and limits... he's super frugal - which helps compensate for her spendy ways.