Ask for cash back from Amazon card

[Steve s]

I will also check out using rewards toward gift cards. Look for ones that go $45 for a $50 or rarely will find $25 for $20.

 

[Katsmeow]

Is there any benefit to using the Amazon Chase card over the (Synchrony Bank) Amazon "Store" card? I think I have both, because they were each offering sign-up bonuses. I'm a sucker for free money. Anyway, it's easy enough to sign up, then just set it and forget it.

I have both also (got the Store card before the Chase card came out). There are 3 reasons I now only use the Chase card.

1. I also get 5% off at the Whole Foods that is less than 5 minutes from my house. I don't go there often but I do get the discount there. Also there are discounts for prime members.

2. The Chase card functions as a normal Visa card so I can use it anywhere (with no discounts) where I need to use a Visa card such as this last week when I bought something at Costco.

3. I regularly go to the Chase web page and find that interface faster and easier to use than the one for the store card.

 

[badatmath]

If you have had the chase card long enough you will recall "shop with points" didn't always exist so I have always asked for statement credits.

 

[lucky penny]

Would someone kindly explain exactly HOW to apply my Amazon cash back as a statement credit??

I don't see this option on my bill for my Amazon Prime Rewards card purchases.

 

[cathy63]

Would someone kindly explain exactly HOW to apply my Amazon cash back as a statement credit??

I don't see this option on my bill for my Amazon Prime Rewards card purchases.

I gave step-by-step instructions in post #13 in this thread.

 

[kaneohe]

Would someone kindly explain exactly HOW to apply my Amazon cash back as a statement credit??

I don't see this option on my bill for my Amazon Prime Rewards card purchases.

You can call them & ask them to do it for you.

 

[lucky penny]

I gave step-by-step instructions in post #13 in this thread.

Thank you Cathy! I've been following this thread closely & should have re-read it to find your excellent instructions. I'm eager to take advantage of this when it's time to pay my next bill!

And thanks to all the wise & generous people here.

 

[JohnRM]

I don't get it

I use my Amazon Chase card when I buy from Amazon, if I buy say $2000 a year in merchandise from Amazon, that's $100 I can use same as cash at Amazon, right? Is there a better deal? I pay the balance of the card monthly so there is no interest.

 

[lucky penny]

I use my Amazon Chase card when I buy from Amazon, if I buy say $2000 a year in merchandise from Amazon, that's $100 I can use same as cash at Amazon, right? Is there a better deal? I pay the balance of the card monthly so there is no interest.

If I understand this correctly (as someone explained earlier), instead of using that $100 in credits to make a $100 purchase on Amazon (when you'll get the item for free and are left with $0 in credits), you come out ahead if you use the $100 as a credit toward paying your Chase bill & pay $100 for the item with your Amazon Chase card, since you'll then get $5 in credits.

 

[JohnRM]

I see, said the blind man.

Ah, now I get it! That's what all the "5% on 5%" talk was about. Sounds like a good idea! It reminded me of the making change scene in "Paper Moon" at first.

 

[Pellice]

And, as someone remarked earlier, the method is applicable to Costco too. Instead of using my Costco rebate check for merchandise, I simply cashed the check and charged all the merchandise. Can't believe this didn't hit me before.

 

[Time2]

Reminds me of what FIL said of MIL.
"She can squeeze a penny and make a nickel."

Heard that as,
Do you know how copper wire was invented?
Two (insert your favorite ethnicity) were fighting over a penny.
It happened to be my wife's ethnicity, very frugal, it has worked well for us.