Cash held in MMs like SPAXX - where next ?

Not callables @ Marcus bank (Goldman Sachs).

Fidelity is a now under 4% for the 5 yr...

Thanks. Those 3-5 yr rates are pretty good IMO, but I don’t think they offer IRA. I have Marcus HYS which is not the highest but I am very happy with them. I was expecting the worst when Goldman took over from GE.
 
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