freebird5825
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Hello!
I looked for a Reply to Nords intro sticky, but then figured out I needed to do a new thread. I hope this works...
I am Freebird, age 49 and holding. I really am 49 til later this year. The big 50 looms...eek
I am already semi-retired at age 48 after working as an engineer for 25 years.
I maxed out my 401(k) with a 5% employer match for over 18 years, converted it to a immed fixed annuity without tax penalty using SEPP, and was able to retire early.
Ah, Freebird found freedom....
I am a frugal spender and major league saver and DIY investor. I still drive my 1992 Honda Accord.
My assets are primarily low cost no-load mutual funds, asset allocation is 51 stocks/49 bonds, income is from a pension (survivior benefit) and my own immed fixed annuity. My expenses are just the usual heat/light/food/gas. I have a wonderful fiance, no kids except 2 dogs and 12 goldish, and live in upstate NY. The cost of living here is moderate compared to urban areas. I live simpler, cheaper, and happier.
My asset allocation is balanced at 51/49 (temporarily) until I see how my retirement income/expenses balance out after 1 year. It will be my 1st year anniversary of not working full-time on April 1st 2008. I picked that date on purpose, since it perfectly fit my attitude when I voluntarily resigned in 2007. Couldn't resist making a final statement. again.
I'm really glad I found this site. I was looking for a forum for early retirees.
Freebird
I looked for a Reply to Nords intro sticky, but then figured out I needed to do a new thread. I hope this works...
I am Freebird, age 49 and holding. I really am 49 til later this year. The big 50 looms...eek
I am already semi-retired at age 48 after working as an engineer for 25 years.
I maxed out my 401(k) with a 5% employer match for over 18 years, converted it to a immed fixed annuity without tax penalty using SEPP, and was able to retire early.
Ah, Freebird found freedom....
I am a frugal spender and major league saver and DIY investor. I still drive my 1992 Honda Accord.
My assets are primarily low cost no-load mutual funds, asset allocation is 51 stocks/49 bonds, income is from a pension (survivior benefit) and my own immed fixed annuity. My expenses are just the usual heat/light/food/gas. I have a wonderful fiance, no kids except 2 dogs and 12 goldish, and live in upstate NY. The cost of living here is moderate compared to urban areas. I live simpler, cheaper, and happier.
My asset allocation is balanced at 51/49 (temporarily) until I see how my retirement income/expenses balance out after 1 year. It will be my 1st year anniversary of not working full-time on April 1st 2008. I picked that date on purpose, since it perfectly fit my attitude when I voluntarily resigned in 2007. Couldn't resist making a final statement. again.
I'm really glad I found this site. I was looking for a forum for early retirees.
Freebird
Last edited: