tenant13
Full time employment: Posting here.
Last week I (56,M) had a heart attack. I'm perfectly fine - as if nothing happened even though I now have a stent in my artery.Aside from possibly being genetically predisposed (my grandfather died of HA at 40+) I'm the opposite of a textbook case: lean, fit, exercising, well eating non-smoker with low cholesterol levels and decent blood pressure, EKG was always fine. I honestly don't need to modify my lifestyle at all. Maybe completely cut off alcohol?
I can't change what happened but I am thinking about redesigning my future. Starting with financial plans. So the first thing on the chopping block is delaying SS payments. I'm definitely not going to wait until I'm 70. Secondly: if I generate short term capital losses this year I may still play with ROTH conversions (to take advantage of tax free recovery) but I am really not concerned anymore about my future tax bill. Chances are I won't survive to see it increased.
So my question is for those of you who had similar event happening in your lives... What steps have you taken? Not just about money but attitude as well? I don't care at all about dying but obviously if I can delay it while living normal life, I will.
And for those years later: what would you have done differently? Is there something you didn't think about?
I can't change what happened but I am thinking about redesigning my future. Starting with financial plans. So the first thing on the chopping block is delaying SS payments. I'm definitely not going to wait until I'm 70. Secondly: if I generate short term capital losses this year I may still play with ROTH conversions (to take advantage of tax free recovery) but I am really not concerned anymore about my future tax bill. Chances are I won't survive to see it increased.
So my question is for those of you who had similar event happening in your lives... What steps have you taken? Not just about money but attitude as well? I don't care at all about dying but obviously if I can delay it while living normal life, I will.
And for those years later: what would you have done differently? Is there something you didn't think about?