MercyMe
Recycles dryer sheets
- Joined
- May 7, 2022
- Messages
- 227
I agree, skip the REITs. You could consider munis in the taxable account - perhaps a ladder of individual bonds for now, and then simplifying to something like VWALX once we get to stable rates.
Hmmmm... seems like the consensus of opinion is to skip the REIT. I will look a bit further and make a decision soon.
We were heavily allocated to VWIUX (tax free intermediate bond fund) until late last year. I shouldn't have timed the market (worrying about rising interest rates), but I did and so I sold that fund to cash. It's still sitting there waiting. As they say, getting out of the investment is half the problem with market timing. The other half is timing to get back in.