We had fully combined finances for all the years we were not financially independent.
The month our investments covered more than our living expenses we created two virtual ‘luxury’ accounts in the spread sheet and divided some of the excess.
Now if either of us wants to buy something without the other persons opinion we use our individual luxury account.
The less we spend in general the more luxury money we get.
The month our investments covered more than our living expenses we created two virtual ‘luxury’ accounts in the spread sheet and divided some of the excess.
Now if either of us wants to buy something without the other persons opinion we use our individual luxury account.
The less we spend in general the more luxury money we get.