Do most of you keep a 50/50 balance, even in retirement? We're more like 75% bonds, mostly munis, and 25% equities/funds. We have some commercial real estate that generates signficant ($72K annually) net rent and another 8 years of a payout on the sale of another asset. The rent and the payout money, after taxes, is more than we live on right now, so the advice we've been getting is to try to shelter the other non-work income in tax free or tax deferred as much as possible.
How does investment real estate figure into the balancing equation?
My retirement goal is to go about half time in 2012 and see how that works out. Unfortunately, I need to keep group health insurance for another 4 years until I reach medicare age.