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That depends on each specific tax situation. For someone taxed at a high rate, you are correct.
Since I've paid no state or federal income tax for the last 3 years, and our current tax year 'married filing jointly' will result in our paying a rate of 15%, bond dividend payments in a taxable account arent much of an issue to me.
Its important to remember that we have several vastly different categories of people here: those who are "pure ER's" that are living 100% off investments, those who are "pure traditional retirees" who qualify for things such as social security, "composites" who are living partially off their investments but have an income stream of some sort, and the folks who are still working and saving towards ER.
Investment strategies, tax strategies, and perspectives are going to vary wildly from one group to the next.
Since I've paid no state or federal income tax for the last 3 years, and our current tax year 'married filing jointly' will result in our paying a rate of 15%, bond dividend payments in a taxable account arent much of an issue to me.
Its important to remember that we have several vastly different categories of people here: those who are "pure ER's" that are living 100% off investments, those who are "pure traditional retirees" who qualify for things such as social security, "composites" who are living partially off their investments but have an income stream of some sort, and the folks who are still working and saving towards ER.
Investment strategies, tax strategies, and perspectives are going to vary wildly from one group to the next.