SIPC question for 401k & other accounts

[Surewhitey]

Didn't find anything, so curious.

If you have a 401k through your employer (active) and another (inactive but still under previous employer) and rollover IRAs with Vanguard, do you have only $500k insurance for all or do they each have insurance individually?

If the latter, can you get additional insurance on total funds? Or should I not worry because it's Vanguard or Fidelity?

Thanks for your comments.

 

[njhowie]

Both Vanguard and Fidelity have excess insurance coverage above SIPC limits. You should not be concerned.

 

[Al18]

I agree with njhowie - you should not be concerned.

FYI Fidelity coverage page is https://www.fidelity.com/why-fidelity/safeguarding-your-accounts

 

[Surewhitey]

Thanks for the reassurances.